PUT YOUR IDLE FUNDS TO WORK, WHILE IMPROVING PROFITABILITY

California Bank & Trust’s Corporate CashSweep program helps you manage your cash and enhance your earnings potential by automatically transferring idle funds into higher yielding investments. Choose from a number of liquid money market funds, including U.S. Government-insured and U.S. Treasury-backed funds. With Corporate CashSweep:

• First, we’ll work with you to establish a target account balance to maintain.
  
• Each business day, after all account activity is processed, excess balances above your target balance are automatically invested overnight.
  
• Your invested funds are automatically returned to your designated account, as needed to cover balance requirements.
  
• Daily CashSweep investment activity and monthly statements are available online through CalBank Network, CB&T’s Internet cash management service.

Advantages of CB&T’s Corporate CashSweep Service:

Enhanced profitability since your excess cash remains invested, with funds withdrawn only when needed. Dividends are automatically reinvested into your fund.

Improved financial control with the ability to combine both business checking and investment transactions into a single source at California Bank & Trust.

Increased staff efficiency since your idle cash is automatically invested, freeing your staff for other productive work.

Simplified information tracking and access with a monthly summary of all transactions, and online access to transaction activity.

A word about investment risk: Money market mutual funds offered as part of the Corporate CashSweep program are investments, not bank deposits or obligations, and are therefore subject to risks, including the possible loss of principal invested. These mutual funds are not insured or guaranteed by the FDIC or, unless government securities, by any other government agency, nor are they guaranteed by any bank.