Not Ready to Build Yet?

If you are not ready to build yet, consider a lot loan to purchase the lot of your dreams...

Standard Lot Loan -- A fixed rate or variable rate lot loan to be used to purchase a residential lot for eventual construction of an owner-occupied dwelling.

• Fixed interest rate (based on CB&T Prime plus a margin)
• Variable interest rate (based on CB&T Prime plus a margin)
• Minimal Fees
• Monthly Interest-only payments due for the Loan Term; principal and accrued interest due at maturity.
• A portion of your Lot Loan Fee can be credited toward a CB&T Construction Loan Fee
• Financing is available for up to 70% of your purchase price or the appraised value, whichever is less. 30% cash down payment required.