When you're looking to start or expand a business, California Bank & Trust has financing experts ready to assist you. With loans for all types of small business needs, and local branch relationships so that we know the markets where you work, we're here to help.

Is SBA Loan Financing Right for You?
Compared with conventional business financing, SBA loans can offer easier qualification, lower down payments, more affordable monthly payments, and full amortization. An SBA loan may be a good choice if you:

• Are starting or buying a new business.
• Have been in business a short time.
• Need additional working capital to finance rapid growth, such as for new equipment, facilities construction or purchasing inventory.
• Need high loan-to-value financing.
• Are unable to obtain conventional financing.

California Bank & Trust only makes SBA loans available in states where it has divisions or affiliates. Restrictions apply. Call 1-800-585-1722 to check to see if we lend in your state.