Even with scholarships, grants and work-study, it may still be necessary to obtain additional funding to cover education expenses. California Bank & Trust offers the following loan options:

Federal Family Education Loans (FFEL)
FFEL helps parents and students meet today's education expenses through low-cost education loans. FFEL offers flexible loan terms when the student is in school and when repayment begins. During repayment, borrowers may be entitled to defer payments in periods of unemployment, economic hardship, active duty in the Armed Forces or further study. There are 2 types:

Stafford Loans, which can be either subsidized or unsubsidized. more info

PLUS (parent) Loans
California Bank and Trust's PLUS Loan Program is for parents borrowing on behalf of dependent students. Taking advantage of the California Bank & Trust PLUS Loan borrower benefits can really add up. more info

 

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