Member FDIC

All Accounts: FDIC Insurance Coverage Permanently
Increased to $250,000
A new law that took effect on July 21, 2010 permanently raised the Federal Deposit Insurance Corporation (FDIC) maximum deposit insurance amount to $250,000. That coverage limit applies per depositor, per insured depository institution for each account ownership category.

Special Rule for Sweep Investments – If clients have a checking account that “sweeps” funds into another account, then funds swept into FDIC insured accounts will be subject to the $250,000 FDIC insurance limit. Funds swept into accounts that are not FDIC insured will not have any insurance.

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