Interest Checking

Earns Interest

This is a variable rate interest-bearing account that allows you to use balances to waive monthly maintenance fees.

• $200 minimum opening deposit
• $10 monthly maintenance fee, or $8 with a Direct Deposit during the statement period
• Monthly maintenance fee waived with one of the following:
  
  • $2,000 daily minimum collected balance, or
  • $4,000 average collected balance, or 
  • $5,000 combined minimum balance.*
    
• Unlimited Checkwriting
• Your choice of Check Imaging or Check Safekeeping statement options available at no cost. Free eStatements available with DirectNET Consumer Online Banking.
  
• You may make up to $1,000.00 in ATM cash withdrawals per day from your checking account.
  
  

This is a variable rate, interest-bearing account.  Your interest rate and annual percentage yield may change at our discretion. We use the Daily balance method to calculate the interest on your Account. This method applies a daily periodic rate to the collected balance in your account each day. Interest begins to accrue no later than the business day we receive credit for the deposit of noncash items (for example, checks). Interest will be compounded monthly and credited to your Account monthly. If you close your Account before interest is credited, you will not receive the accrued interest.  Fees could reduce earnings.

*Combined minimum balance is the daily balance in a CB&T Regular Checking or Interest Checking account, plus the daily balances in up to 10 linked CB&T Basic Savings or Money Market accounts. All accounts must be titled the same. Savings and Money Market accounts can only be linked to one checking account for purposes of calculating the combined minimum balance.

This information is not intended to be the entire disclosure associated with these accounts. Complete disclosure of terms and service charges are available at any CB&T branch office and will be provided at account opening. For current rates or more account information, please ask a Financial Services Representative at any branch office.