Basic Savings
Traditional Savings
- $200 minimum opening deposit
- $3 Monthly maintenance fee, waived with a $300 minimum daily collected balance
- No minimum balance to earn interest
- Interest is compounded daily and paid into your Account monthly***
- Interest begins to accrue no later than the business day we receive credit for the deposit of noncash items (for example, checks).
- $5 excessive transaction fee for each check, withdrawal or ACH in excess of 3 per monthly cycle****
- Additional deposits permitted anytime through the ATM or branch
- Quarterly statement (monthly with electronic funds transactions or combined statement)
***Your interest rate and annual percentage yield may change at our discretion. We use the Daily balance method to calculate the interest on your Account. If you close your Account before interest is credited, you will not receive the accrued interest.
****Includes drafts, debit card, or similar order payable to third parties; excessive transaction fees apply on accounts with transaction limitations and are in addition to other penalties, which may include conversion to a demand account or the closure of the account.
This information is not intended to be the entire disclosure associated with these accounts. Complete disclosure of terms and service charges are available at any CB&T branch office and will be provided at account opening. For current rates or more account information, please ask a Financial Services Representative at any branch office.
Consumer
