MoneyPlus Account

Higher Interest with Limited Access

• $10,000 minimum opening deposit requirement
• $15 monthly maintenance fee waived with $10,000 average collected balance
• Pays tiered interest as follows:
  • $0-$9,999
  • $10,000-$49,999
  • $50,000-$99,999
  • $100,000-$499,999
  • $500,000 and over

• Interest compounded monthly and paid into account monthly*
• Interest begins to accrue no later than the business day we receive credit for the deposit of noncash items (for example, checks). 
• Allows limited check access
• Additional deposits permitted anytime through the ATM or branch
  
• Your choice of Check Imaging or Check Safekeeping statement options available at no cost. Free eStatements available with DirectNET Consumer Online Banking.
• $15 excessive transaction fee for each check, withdrawal or ACH in excess of 4 per statement period**

 

*Your interest rate and annual percentage yield may change at our discretion. We use the Daily balance method to calculate the interest on your Account. If you close your Account before interest is credited, you will not receive the accrued interest.

**Includes drafts, debit card, or similar order payable to third parties; excessive transaction fees apply on accounts with transaction limitations and are in addition to other penalties, which may include conversion to a demand account or the closure of the account.

This information is not intended to be the entire disclosure associated with these accounts. Complete disclosure of terms and service charges are available at any CB&T branch office and will be provided at account opening. For current rates or more account information, please ask a Financial Services Representative at any branch office.