Personal Loans/Lines

Personal Loans/Lines

We know that everyone has different financial needs. So when it comes to checking, we offer you a selection of accounts with different features — limited or unlimited check writing, interest bearing or non-interest-bearing. For savings, you can choose from accounts that offer traditional features to those that provide limited access, and may offer higher rates of return.

Work with one of our knowledgeable and experienced bankers to select the right checking and savings account. Then we’ll talk you through the features and benefits of the other products and services we offer, such as loans and lines of credit, so that we can customize banking that’s just right for you.

A personal loan or line of credit from California Bank & Trust may be just what you need to meet short-term cash needs. Credit products available to California residents only.

Advantage Line

A Flexible Resource:

Now you can enjoy quick, convenient access to the funds you need. California Bank & Trust's Advantage Line offers the flexibility of a generous, revolving line of credit from $10,000 to $100,000. Simply write a check when you need cash; no need to liquidate or tie up your valuable assets.

Quick, Convenient Access: Once your credit line is approved, you are prepared for any emergency or special purchase. Just write a check for $500 or more whenever you wish.

As you repay principal, those funds become available to be used again and again without having to reapply each time.

Contact your branch for details. Or apply by calling TeleLoan* at
(800) 429-7685.

*Please have this information ready when you call TeleLoan:

• Social Security Number and date of birth (borrower and co-borrower)
• Home address and phone number/mailing address if different from home
• Previous address if at residence for less than 2 years
• Two-year employment history, plus employer(s) names/phone numbers
• Gross monthly income
• W-2 (1 year) and current pay stubs; if self-employed, last 2 years' tax returns
• Value of collateral (i.e. real estate, stock, savings account, etc.)
• Copies of real estate deed(s) or current loan statement(s)
• Name/phone number of nearest relative(s) not living with you