Home Equity/Auto/Boat/RV Loans
Home Equity Loans
Our home equity loans, with fixed loan amounts and a set payback term, are ideal for a major purchase or home remodel.
Loan Amounts
Interest Rate
- Competitive interest rates
- 0.25% discount for maintaining automatic payment from a CB&T checking account
Tax Deductible Interest
- The interest rate you pay may be tax deductible. (Consult your tax advisor regarding your deductibility of interest.)
How to Apply
Contact your branch or call TeleLoan at 1-800-429-7685.
Please have this information ready when you call TeleLoan:
- Social Security Number and date of birth (borrower and co-borrower)
- Home address and phone number/mailing address if different from home
- Previous address if at residence for less than 2 years
- Two-year employment history, plus employer(s) names/phone numbers
- Gross monthly income
- W-2 (1 year) and current pay stubs; if self-employed, last 2 years' tax returns
- Value of collateral (i.e. real estate, stock, savings account, etc.)
- Copies of real estate deed(s) or current loan statement(s)
- Name/phone number of nearest relative(s) not living with you
All loans subject to credit approval. Restrictions apply; see banker for details.
If you are a DirectNET Online Banking customer and have applied for a consumer loan online, Check the status of your pending application.
Auto Loans
CB&T has competitive fixed rates and flexible terms on new and used auto loans.
Loan Amounts
Interest Rate
- Competitive interest rates
- 0.25% discount for maintaining automatic payment from a CB&T checking account
Pleasure Boat Loans
CB&T provides boat loans on marine equipment and boat trailers.
Loan Amounts
Interest Rate
- Competitive interest rates
- 0.25% discount for maintaining automatic payment from a CB&T checking account
Recreational Vehicle Loans
CB&T can help you enjoy the outdoors with financing for new or used motor homes, travel trailers, folding camp trailers, truck/camper combinations and van conversions.
Loan Amounts
Interest Rate
- Competitive interest rates
- 0.25% discount for maintaining automatic payment from a CB&T checking account
How to Apply
Contact your branch or call TeleLoan at 1-800-429-7685.
Please have this information ready when you call TeleLoan:
- Social Security Number and date of birth (borrower and co-borrower)
- Home address and phone number/mailing address if different from home
- Previous address if at residence for less than 2 years
- Two-year employment history, plus employer(s) names/phone numbers
- Gross monthly income
- W-2 (1 year) and current pay stubs; if self-employed, last 2 years' tax returns
- Value of collateral (i.e. real estate, stock, savings account, etc.)
- Copies of real estate deed(s) or current loan statement(s)
- Name/phone number of nearest relative(s) not living with you
If you are a DirectNET Online Banking customer and have applied for a consumer loan online, Check the status of your pending application.
All loans subject to credit approval. Restrictions apply; see banker for details.
Consumer
