• Annual fee waived for the first year.
• Access your line of credit by check, debit card and through Internet banking.
• Use your line of credit to cover unexpected overdrafts.

0% interest for 90 days also available on our Business CashLine
term loan plus a 50% discount on the one-time loan fee.

Fiscal Fitness...That's California Style Banking

This promotion began May 10, 2004. Interest rate waiver and annual fee waiver or 50% discount on one-time term loan fee only applies to new loan applications or increases in existing loans submitted before July 30, 2004. Cannot be combined with any earlier promotions or interest fee waivers offered by California Bank & Trust in the prior 12 months. Available on Business CashLines and SBA Express lines and term loans. All Business CashLines and SBA Express lines and term loans are subject to credit approval; this is not a commitment to lend. Interest will accrue and is payable under the terms and conditions of the relevant loan agreement beginning 90 days from the note date. Cancellation and pre-payment fees and other charges apply. A CB&T business checking account for automatic debit of payments must be established. Interest will be charged at the note rate during the waiver period in the event of default. See branch for details. Overdraft protection subject to $15.00 transaction fee for each advance.