CashBack for Business Visa ® Credit Card

The Business Card that
Pays You Back.

The California Bank & Trust CashBack for Business Visa^® Credit Card is a secure, flexible, and efficient purchasing solution designed to meet the needs of your business. It offers a competitive variable rate*, widespread acceptance, and a suite of online tools that will allow you to effectively manage and track your business’ spending.

Combine these features with up to 2% cash back on many everyday business expenses¹ like office supplies, and 1% cash back on most other purchases², and you have a card that is both powerful and rewarding.

Earn CashBack Rewards with a card that offers more benefits and greater flexibility:

• Up to 2% cash back on office supplies, telephones, wireless service, insurance, and computer networking services¹
• 1% cash back on most other purchases²
• 0% Introductory APR for the first 90 days³
• Competitive variable Standard APR*
• No annual card fee with minimum purchase of $2,500 per year per card⁴
• Individual spending limits on a card-by-card basis
• Enhanced financial management tools with Visa Information Source-Select and Visa IntelliLink^®5
• Visa Zero Liability protection against fraudulent transactions⁶
• Outstanding purchase protection, extended warranty and  travel benefits

Stop by your local California Bank & Trust branch office to get started.

Call (800) 355-0512 for locations nearest you or visit our locations  page.

*Credit cards subject to credit approval. Certain terms, conditions and restrictions apply.  See California Bank & Trust Business Credit Card Agreement and Disclosures for more details.  All offers subject to change at any time.  This is a variable rate product.  The APR is based on the Prime Rate as stated in the Wall Street Journal (currently 3.25% as of 04/01/2013) plus a margin.  The interest rate payable on the card will change effective with changes in the Index

1. 2% Cash Back is earned on select business purchases which include office supplies, wireless telephone services, computer network services, insurance products, and telecommunications services and equipment. If earnings in these categories exceed 20% of total purchases for the year, cardholder will earn 1% cash back. Cash back is not earned on cash advances, balance transfers, fees, quasi-cash such as traveler’s checks and money orders, accumulated interest, returned merchandise, ATM transactions, unauthorized charges, fraud charges, foreign cash transactions, casino gaming and betting, and lottery tickets. Participation in CashBack for Business Visa® Credit Card program requires an open and active California Bank & Trust business deposit account in good standing and in the same name as the credit cardholder. Deposits will be credited in increments of $100.
2. Earn 1% for every dollar spent on net purchases only. Rewards points are not earned on cash advances, balance transfers, fees, quasi-cash such as traveler’s checks and money orders, accumulated interest, returned merchandise, ATM transactions, unauthorized charges, fraud charges, foreign cash transactions, casino gaming and betting, and lottery tickets. Offer available on new CashBack for Business Visa® credit cards only.
3. 0.00% Introductory APR for the first 90 days, after that, the APR  will be Prime plus 11%.  This is a variable rate product.  The APR is based on the Prime Rate as stated in the Wall Street Journal plus a margin. The interest rate payable on the card will change effective with changes in the Index.  Prime rate is currently 3.25% as of 04/01/2013.  Introductory APR does not apply to cash advances. The interest charged on cash advances is a variable APR of 19.24%. Purchases made during the first 90 days of account opening will not be charged any interest. Minimum balance payments are still required each month. This offer only available to new business credit cards and not available with all card types.
4. An annual fee of $50 per Card applies. Refer to CashBack for Business Visa Credit Card Terms and Conditions.
5. Visa IntelliLink is an optional service provided by Visa; a monthly fee of $35 per company will apply.
6. Visa’s Zero Liability policy applies only to signature-based transactions processed by Visa.

These disclosures are not intended to cover all terms and conditions of the Card. Certain terms, conditions, limitations and exclusions apply. See the CB&T CashBack for Business Visa Credit Card Agreement for more details.

 

View and Print the Business Card Guide to Benefits

Interest Rates and Interest Charges PDF