Important Note: U.S. Government Stimulus Funds

All direct deposit funds, including Federal stimulus payments, are deposited once a day in the overnight hours. If deposited, funds are credited by 6 a.m. local time. If the payment does not appear in your account at 6 a.m., please check back the following day. You can find the most up-to-date information on your Economic Impact Payment at IRS.gov.

  • Personal
  • Business
  • About
  • Locations
  • Contact
  • Privacy
California Bank & Trust
  • personal
    • Home
    • Bank
      • Checking Compare
        • Anytime Checking
        • Anytime Interest Checking
        • Premium Interest Checking
        • Senior Advantage Checking
        • Debit Cards
        • Order Checks
        • Statement Options
        • Money Reserve
        Savings and Money Market Compare
        • Savings Account
        • Young Savers Account
        • Money Market Account
        • Certificates of Deposit (CDs)
        • Individual Retirement Account (IRA)
        • Safe Deposit Box
        Online and Mobile Banking
        • Online Banking
        • Mobile Banking
        • Mobile Deposit
        • Mobile Payments
        • Zelle
        Specialized Services
        • 1031 Exchange Services
        • Foreign Currency
        • Servicemembers Civil Relief Act
    • Borrow
      • Credit Cards Compare
        • Cash Back Card
        • Rewards Card
        • Low Rate Card
        • Premier Card
        • Elite Card
        • Reserve Card
        Mortgages
        • Apply Now
        • Check Application Status
        • Manage Your Loan
        • Mortgage Loan Types
        • Find a Mortgage Consultant
        • Mortgage Resources
        Home Equity Lines of Credit
        Auto, Boat and RV Loans
        Personal Loans and Lines of Credit
    • Wealth
      • Private Banking
        • Deposit Solutions
        • Private Mortgage
        • Securities-Based Lending (ILOC)
        • Lending Solutions
        Wealth Management
        • Wealth Planning
        • Investment Management
        • Trust Services
        • Insurance
        Trends and insights
        • Educational Webinars
        • Market Insights
        • Business Blog
        • Business eNewsletter
        • Family Business eNewsletter
    • Resources
      • Account Safety
        • Mobile Card Fraud Alerts
        • EMV Chip Technology
        • Identity Theft
        Trends and insights
        • Educational Webinars
        • Market Insights
        • Business Blog
        • Business eNewsletter
        • Family Business eNewsletter
        Forms and Agreements
        • Agreement Center
        • Foreign Status Documents
        Overdraft Protection
        Calculators
        FAQs
        Routing / SWIFT Numbers
        Bank Holidays
  • business
    • Home
    • Bank
      • Checking Compare
        • Business Inspire Checking
        • Business Growth Checking
        • Business Interest Checking
        • Business Connect Checking
        • Business Analyzed Checking
        • Community Checking
        • Attorney Client Checking
        • Debit Cards
        • Order Checks
        • Statement Options
        Savings and Money Market Compare
        • Business Savings
        • Business Money Market
        • Business Money Market Sweep
        • Business CD/Business Jumbo CD
        • Safe Deposit Box
        Account Access Solutions
        • Online Banking
        • Mobile Banking
        • Mobile Deposit
        • Mobile Payments
        Specialized Services
        • 1031 Exchange Services
        • Foreign Exchange Solutions
        • Treasury Management Select
    • Borrow
      • Credit Cards Compare
        • Cash Back Card
        • Rewards Card
        • Low Rate Card
        • Commercial Card
        Loans and Lines of Credit
        • Business Access Online Loans Under $175,000
        • Lines of Credit
        • Term Loans
        • Equipment Financing & Leasing
        • Small Business Administration (SBA) Loans
        • Acquisition Financing
        • Asset-Based Financing
        • Factoring
        Real Estate Financing
        • Owner-Occupied Real Estate Financing
        • Multi-Family and Commercial Financing
        • Residential Development
        Specialty Financing
        • Employee Stock Ownership Plans
        • Loan Syndications
        • Public Finance
        • Power and Project Finance
        • Municipal Underwriting
        Global Banking
        • Foreign Exchange Solutions
        • Foreign Currency Services
        • Global Trade Solutions
        • Trade Portal
    • Treasury
      • Information Management
        • Treasury Internet Banking
        • Mobile Banking
        • Image Services
        • Account Reconciliation
        • Return Items Web Delivery
        Receivables Solutions
        • Merchant Services
        • Remote Deposit Capture
        • E-Invoicing and Payments
        • Cash Vault
        • LockBox
        • ACH Collections
        Payables Solutions
        • ACH Disbursements
        • Outsourced Disbursement
        • Invoice-to-Pay
        • Electronic Funds Transfers
        • Commercial Card
        • Controlled Disbursements
        • Payroll Cards
        • Zero Balance Accounts
        • remitONE® Tax Payments
        Fraud Prevention Services
        • Positive Pay
        • Mobile Card Fraud Alerts
        • Check Block
        Capital Management
        • Investment Sweep
        • Loan Sweep
    • Resources
      • Fraud Prevention
        • Facing Fraud Today
        • Fraud Prevention Strategies
        • Layered Defense Approach
        • Business Email Compromise
        • Wire Fraud Prevention Tips
        • Online Fraud Prevention Tips
        • Identity Theft
        • Merchant Services Fraud Prevention
        Trends and insights
        • Educational Webinars
        • Market Insights
        • Business Blog
        • Business eNewsletter
        • Family Business eNewsletter
        Industry Expertise
        • Family-Owned Businesses
        • Women and Minority-Owned Businesses
        • Nonprofit Banking and Financing
        • Municipal Finance and Government Banking
        • Specialty Deposits
        Forms and Agreements
        • Agreement Center
        Business Complete
        Overdraft Protection
        Beneficial Ownership
        Calculators
        Bank-Owned Properties
        FAQs
        Routing / SWIFT Numbers
        Bank Holidays

What Can We Help You Find?

2017 guide to small business success

December 22, 2016

Is your business prepared for 2017? Find out what you should focus on each month of the year in order to find your small business success in 2017.

January

January marks the start of new beginnings! Before setting any new year's resolutions for your business, take a step back and review your goals. What objectives do you want your company to head toward? Use these goals to underline all content, internal and consumer-based, and services your business provides.

February

Start finding ways to engage with your clients. A great way to do so is to develop some form of content marketing. Write weekly blogs and connect to your clients through your social media platforms. Keep your content targeted to your clients with your business goal in mind.

March

Don't wait until April to focus on your taxes. If you finish in March, you'll have plenty of time to get your books in order. Be sure to check how much money you may get back in a refund and decide how it would be best reinvested into your company. If taxes aren't your forte, be sure to hire a professional to avoid any potential errors or oversights.

April

Once your taxes are paid, take a second look at your budget. Did you get a large refund? Or did you need to pay more taxes than you had originally anticipated? Figure out how your influx (or lack of) money will work into your budget. Maybe you can update your technology, or need to find ways to tighten expenditures.

May

This month, focus on growing your connections. Find networking events in your line of business and build relationships with other experienced entrepreneurs. On the other side of the spectrum, many new graduates are emerging into the work force that could be beneficial to you in the future. Consider setting up a mentorship program. Over time, these relationships may pay off.

June

Allow your creativity to flourish with the start of summer. Spend time identifying areas where innovation could truly grow your company. For example, you could introduce new services or products in your business that better align your company with your overall business goal.

July

Focus on your staff this month. Many people can begin feeling stuck in a rut come the summer months, so introducing new training programs and adding new employees may liven up your workplace. Consider organizing a summer outing or picnic for employees and their families to add a social, fun element that shows you care.

August

Think about your social media! Have you been continuing your content marketing from February? If not, get back into the game with a boost to your social profiles. It's essential to stay responsive to every tweet and comment sent your way to stay genuine.

September

In the business world, the holiday season begins in September. Plan your holiday programs and sales in order to make sure you're a well-oiled machine come December. Create a marketing calendar and stick to it. A great way to plan your social media marketing is to download an app that allows you to plan your posts in advance, up to when and where you'd like it published.

November

Give thanks for growth opportunities and any successes over the last few months. In November, take some time to prepare for Small Business Saturday, which encourages members of your community to shop local the Saturday after Black Friday. Consider hosting an event on Small Business Saturday to celebrate your community—and to gain a more loyal local consumer base.

December

In December, remember that the customer is always right. Make sure you're listening to what your customers have to say. Their feedback can help you align your business goals for the coming year to continue expanding your business. Try setting up an anonymous online survey through social media for customer and client feedback. The honesty that can come from anonymity can open your eyes to problems you may have not noticed otherwise. Ultimately, it's your business. Stay true to the goals you defined in January to continue the growth and success of your business in the image you want.[cite::171::cite] [cite::172::cite]

Business,

Most Popular

What are the financing requirements for owner-occupied commercial real estate?

Should you buy or lease property for your business?

Help Safeguard Your Business From Payments Fraud

The Case for Making the Switch to ACH Payments

Most Recent

CB&T’s commitment to our clients with the Paycheck Protection Program

Is now the time to buy or refinance?

12 Days of Holiday Fraud Prevention

Retail Trends for the 2020 Holiday Season

Disclosures

FOLLOW US: #calbt

  • About
  • Locations
  • Contact
  • FAQs
  • Careers
  • Agreement Center
  • Sitemap
  • Routing / SWIFT Numbers
  • Privacy Policy
  • Online Privacy Statement
  • Online Banking
  • Data Collection and Rights
  • Do Not Sell My Personal Information

SUBSCRIBE TO OUR BUSINESS E-NEWSLETTER

California Bank & Trust, a division of Zions Bancorporation, N.A. Member FDIC

Equal Housing Lender | NMLS #467014

© 2021 Zions Bancorporation, N.A. All rights reserved.