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5 ideas for managing an aging workforce

In California and across the country, the baby boom generation has been a force to be reckoned with since it first arrived on the scene following World War II. Cities built schools to accommodate the unprecedented numbers of children. Then, as children became adults, manufacturers designed products and retailers created ad campaigns with them in mind. Read More >

Loan or line: Which funding method is right for your business?

Every business needs cash to either sustain inventory, expand into new markets, purchase equipment or invest in marketing Sometimes that means borrowing money. Here's a look at two popular funding methods and how to pick the right option for your business. Read More >

Consider key person insurance to help mitigate your business risks

While your business is likely insured against property damage or theft, have you also protected your business’s most important asset, its key employees? Lost furnishings and fixtures are likely easily replaced, but key employees can be nearly irreplaceable. That’s why forward-thinking business owners purchase what’s called key person insurance to cover themselves against financial loss if a key employee were to die or became unable to work due to disability or illness. Read More >

Why you should know your business credit rating

If your small business is like many that responded to a 2015 Small Business Credit Survey by the Federal Reserve Bank, you may need a business loan or line of credit to expand your business or meet operating expenses. Almost half (47 percent) of the businesses surveyed had applied for credit in the past 12 months. Read More >

8 ways to help make your mobile device more secure

Among small businesses that don’t use mobile banking, the most common concern holding them back is security, according to a survey reported in The Financial Brand. Whether you use mobile banking or not, you should be aware that steps you take can make your smartphone or other mobile device more secure. Read More >

The information contained herein may not represent the views and opinions of California Bank & Trust, a division of ZB, N.A. or its affiliates. It is presented for general informational purposes only and does not constitute tax, legal or business advice.
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