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7 best practices to take charge of your budget process

Many business managers and owners view budgeting as a necessary evil. It may not be everyone's favorite activity, but it's important, because an effective budget can help you optimize use of your resources. With a comprehensive view of financial and non-financial data, you can accurately understand the true cost of your products and services. Read More >

6 steps to control risks in the cloud

The benefits of doing business on the cloud are compelling — enough that Dell Inc. can justify spending $67 billion to acquire cloud behemoth EMC Corporation in the largest acquisition ever between technology firms. Cloud computing allows you to access software applications and store data on a computer network, replacing the hardware and software many businesses maintain onsite with a virtual system that can be accessed from any network device (desktop, laptop, smartphone, etc.). Read More >

Holiday staffing challenges? Try these 7 tips

During the holiday season, the convergence of a variety of factors such as increased employee vacations, extended business hours, and cold and flu season can make it difficult to keep a business adequately staffed. Planning ahead can help your business keep operating smoothly. Read More >

Three creative benefit strategies for the post health care reform era

Medical costs for U.S. employers are projected to increase by 6.5 percent in 2016, according to Pricewaterhouse Cooper's Health Research Institute. Given the inevitability of health care cost increases, many employers are taking advantage of new opportunities through the Affordable Care Act (ACA) to cost-effectively make attractive health benefits available to their employees. Read More >

4 risks of doing business internationally — and ways to address them

With one of the 10 largest economies in the world, California exported more than $174 billion in goods and services in 2014. Its top trading partners include our neighbors to the south and north — Mexico and Canada — but California is also the top state in the nation in exports to Asia, particularly China, Japan and South Korea. Read More >

The information contained herein may not represent the views and opinions of California Bank & Trust or its affiliates. It is presented for general informational purposes only and does not constitute tax, legal or business advice.
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