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Expanding opportunities for women and business

What type of American businesses combined exceed the gross domestic product (GDP) of Brazil, Canada and South Korea — or the combined market capitalization of Apple, Microsoft, GE, Google and Sony? If you answered, "women-owned businesses in the United States," head to the front of the class! More than one-third (36.3 percent) of privately held businesses in the United States are now owned by women, up from 28.8 percent in 2007, according to the U.S. Small Business Administration (SBA). Read More >

Savvy business traveler tips

You can use a myriad of ways to communicate with your customers — email, text, video conferencing and more. But to build the lasting relationships that are the cornerstone of many businesses, there's still nothing like a face-to-face meeting. And in many cases, that means you have to travel. Use these tricks and tips to minimize the hassle and maximize the effectiveness of your business travel. Read More >

How 2 big trade agreements under negotiation could impact you

California is a perennial top exporting state, selling to 229 foreign markets and accounting for 11 percent of total U.S. exports. Trade agreements — such as the Trans-Pacific Partnership (TPP) and Transatlantic Trade and Investment Partnership (TTIP) currently being negotiated — ensure that the U.S. and California continue to gain access to world markets. Let's examine them one at a time. Read More >

Is government contracting right for you?

According to, the government purchased nearly $440 billion in goods and services from the private sector in 2015. From construction to computer systems, supplies and commodities, the government has a wide range of needs to support its many agencies and if your business can meet the demand, there may be a great opportunity for profit. Read More >

How to encourage financial wellness in the workplace

You're probably well aware of how Facebook, personal emails and water cooler conversation can distract employees from their jobs. But the biggest distraction may have nothing to do with social media or socializing in any form — it has to do with money. Multiple studies have found financial stress to be one of the biggest workplace distractions for employees, particularly millennials. Read More >

The information contained herein may not represent the views and opinions of California Bank & Trust, a division of ZB, N.A. or its affiliates. It is presented for general informational purposes only and does not constitute tax, legal or business advice.
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