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Health benefits that work. 4 ways to contain costs and maximize value for employees

Are the costs of your employee benefits package taking a bite out of your budget? If you answered yes, you’re not alone. Arthur J. Gallagher & Co.’s annual Benefits Strategy & Benchmarking Survey found that while employers are currently paying a substantial chunk of benefit costs for their workers, rising premiums are forcing a shift in offerings. However, choosing the right plan for your business can help you curb this expensive trend. Read More >

Working capital vs. growth capital: The distinction and why it matters

Few people outside the banking industry understand the distinction that bankers draw between working capital and growth capital. But it’s actually a distinction that can help you better manage your business finances. And when you need credit, it can help you decide what type of loan you need. Read More >

Microchip credit card technology is coming — are you ready?

Credit cards containing microchips are already the standard in Europe and Canada. Now, the U.S. is poised to catch up by implementing this newer, more secure technology. Read More >

Rely on Merchant Services to Help Move Your Business Forward

Consumer credit card satisfaction is at an all-time high, according to J.D. Power and Associates. And with consumers continuing to significantly prefer paying with credit and debit cards over cash, you don’t want any facet of your payment experience to be sub-standard – and risk alienating your best customers. Read More >

10 Reasons we’re proud to do business in California

There are countless reasons to be proud of working and living in California. Our state is renowned for its natural beauty and innovative spirit. Lesser known is the strength, size and diversity of the California economy—one of the largest in the world. Across the state we work closely with businesses and individuals, helping them to grow and prosper through our local experience and connections. Here are just 10 of the reasons we’re proud to do business in California. Read More >

The information contained herein may not represent the views and opinions of California Bank & Trust or its affiliates. It is presented for general informational purposes only and does not constitute tax, legal or business advice.
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