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3 simple steps to fight payments fraud

According to a recent survey from the Association for Financial Professionals,* 60 percent of businesses were exposed to actual or attempted payments fraud last year. There are, however simple steps you can take to reduce the risks associated. Read More >

How California businesses are adapting to water shortages

As the severe drought in California continues for a third year, water levels in lakes and reservoirs throughout the state are reaching historic lows. Despite earlier hope that El Niño would provide some major relief, recent analysis sheds doubt on how big an impact the climate pattern will have. Read More >

Health benefits that work. 4 ways to contain costs and maximize value for employees

Are the costs of your employee benefits package taking a bite out of your budget? If you answered yes, you’re not alone. Arthur J. Gallagher & Co.’s annual Benefits Strategy & Benchmarking Survey found that while employers are currently paying a substantial chunk of benefit costs for their workers, rising premiums are forcing a shift in offerings. However, choosing the right plan for your business can help you curb this expensive trend. Read More >

Working capital vs. growth capital: The distinction and why it matters

Few people outside the banking industry understand the distinction that bankers draw between working capital and growth capital. But it’s actually a distinction that can help you better manage your business finances. And when you need credit, it can help you decide what type of loan you need. Read More >

Microchip credit card technology is coming — are you ready?

Credit cards containing microchips are already the standard in Europe and Canada. Now, the U.S. is poised to catch up by implementing this newer, more secure technology. Read More >

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