• Personal
  • Business
  • About
  • Locations
  • Contact
  • Privacy
California Bank & Trust
  • personal
    • Home
    • Bank
      • Checking Compare
        • Anytime Checking
        • Anytime Interest Checking
        • Premium Interest Checking
        • Senior Advantage Checking
        • Debit Cards
        • Order Checks
        • Statement Options
        • Money Reserve
        Savings and Money Market Compare
        • Savings Account
        • Young Savers Account
        • Money Market Account
        • Certificates of Deposit (CDs)
        • Individual Retirement Account (IRA)
        • Safe Deposit Box
        Online and Mobile Banking
        • Online Banking
        • Mobile Banking
        • Mobile Deposit
        • Mobile Payments
        • Zelle
        Specialized Services
        • 1031 Exchange Services
        • Foreign Currency
        • Servicemembers Civil Relief Act
    • Borrow
      • Credit Cards Compare
        • Cash Back Card
        • Rewards Card
        • Low Rate Card
        • Premier Card
        • Elite Card
        • Reserve Card
        Mortgages
        • Apply Now
        • Check Application Status
        • Manage Your Loan
        • Mortgage Loan Types
        • Find a Mortgage Consultant
        • Mortgage Resources
        Home Equity Lines of Credit
        Auto, Boat and RV Loans
        Personal Loans and Lines of Credit
    • Wealth
      • Private Banking
        • Deposit Solutions
        • Private Mortgage
        • Securities-Based Lending (ILOC)
        • Lending Solutions
        Wealth Management
        • Wealth Planning
        • Investment Management
        • Trust Services
        • Insurance
        Trends and insights
        • Educational Webinars
        • Market Insights
        • Business Blog
        • Business eNewsletter
        • Family Business eNewsletter
    • Resources
      • Account Safety
        • Mobile Card Fraud Alerts
        • EMV Chip Technology
        • Identity Theft
        Trends and insights
        • Educational Webinars
        • Market Insights
        • Business Blog
        • Business eNewsletter
        • Family Business eNewsletter
        Forms and Agreements
        • Agreement Center
        • Foreign Status Documents
        Overdraft Protection
        Calculators
        FAQs
        Routing / SWIFT Numbers
        Bank Holidays
  • business
    • Home
    • Bank
      • Checking Compare
        • Business Inspire Checking
        • Business Growth Checking
        • Business Interest Checking
        • Business Connect Checking
        • Business Analyzed Checking
        • Community Checking
        • Attorney Client Checking
        • Debit Cards
        • Order Checks
        • Statement Options
        Savings and Money Market Compare
        • Business Savings
        • Business Money Market
        • Business Money Market Sweep
        • Business CD/Business Jumbo CD
        • Safe Deposit Box
        Account Access Solutions
        • Online Banking
        • Mobile Banking
        • Mobile Deposit
        • Mobile Payments
        Specialized Services
        • 1031 Exchange Services
        • Foreign Exchange Solutions
        • Treasury Management Select
    • Borrow
      • Credit Cards Compare
        • Cash Back Card
        • Rewards Card
        • Low Rate Card
        • Commercial Card
        Loans and Lines of Credit
        • Business Access Online Loans Under $175,000
        • Lines of Credit
        • Term Loans
        • Equipment Financing & Leasing
        • Small Business Administration (SBA) Loans
        • Acquisition Financing
        • Asset-Based Financing
        • Factoring
        Real Estate Financing
        • Owner-Occupied Real Estate Financing
        • Multi-Family and Commercial Financing
        • Residential Development
        Specialty Financing
        • Employee Stock Ownership Plans
        • Loan Syndications
        • Public Finance
        • Power and Project Finance
        • Municipal Underwriting
        Global Banking
        • Foreign Exchange Solutions
        • Foreign Currency Services
        • Global Trade Solutions
        • Trade Portal
    • Treasury
      • Information Management
        • Treasury Internet Banking
        • Mobile Banking
        • Image Services
        • Account Reconciliation
        • Return Items Web Delivery
        Receivables Solutions
        • Merchant Services
        • Remote Deposit Capture
        • E-Invoicing and Payments
        • Cash Vault
        • LockBox
        • ACH Collections
        Payables Solutions
        • ACH Disbursements
        • Outsourced Disbursement
        • Invoice-to-Pay
        • Electronic Funds Transfers
        • Commercial Card
        • Controlled Disbursements
        • Payroll Cards
        • Zero Balance Accounts
        • remitONE® Tax Payments
        Fraud Prevention Services
        • Positive Pay
        • Mobile Card Fraud Alerts
        • Check Block
        Capital Management
        • Investment Sweep
        • Loan Sweep
    • Resources
      • Fraud Prevention
        • Facing Fraud Today
        • Fraud Prevention Strategies
        • Layered Defense Approach
        • Business Email Compromise
        • Wire Fraud Prevention Tips
        • Online Fraud Prevention Tips
        • Identity Theft
        • Merchant Services Fraud Prevention
        Trends and insights
        • Educational Webinars
        • Market Insights
        • Business Blog
        • Business eNewsletter
        • Family Business eNewsletter
        Industry Expertise
        • Family-Owned Businesses
        • Women and Minority-Owned Businesses
        • Nonprofit Banking and Financing
        • Municipal Finance and Government Banking
        • Specialty Deposits
        Forms and Agreements
        • Agreement Center
        Business Complete
        Overdraft Protection
        Beneficial Ownership
        Calculators
        Bank-Owned Properties
        FAQs
        Routing / SWIFT Numbers
        Bank Holidays

What Can We Help You Find?

Make your credit card work harder for your small business

September 20, 2018

When it’s time to make regular business purchases, are you thinking about how the way you pay works for your business? It might not be your first thought, but it’s important to consider. The fact is, your company credit card is more than just a payment option. It can be a powerful tool for your day-to-day business operations.

When you use your California Bank & Trust business credit card[cite::44::cite] to your advantage, you can streamline business expenses, monitor spending and enjoy a number of other perks. Find out how to maximize all of the benefits of your business credit card and make sure you have the right card for your business.

Tracking business expenses

Using a business credit card is one of the easiest ways to allow individuals in your organization to make business purchases that are easy to track. It takes away the need for employees to submit expense reports and wait for reimbursement. As a result, the burden of paperwork is reduced, and greater transparency is achieved. You and your employees also save time with less check-writing and fewer purchase orders and invoices.

With the tracking tools available on your card, expense information is right at your fingertips and is categorized for you. You can easily see how spending stacks up across different business units and plan your budgets accordingly. Reviewing these spending categories also can help identify tax-deductible expenses so you’re prepared for tax season. With CBT Business Mobile Banking you can even track spending while you’re on the go.

Customize your program

Every business has different needs, and you can choose a credit card program that matches the demands of your organization. Set employee-specific spending controls on purchase amount, number of transactions, types of suppliers and other criteria for any spending category, in any combination. And when you want to change purchasing authorization and spending criteria, you can do it quickly across the entire platform. In addition, you choose the billing cycle, billing structure and payment terms that work best.

Maximize rewards

Credit cards may offer rewards and incentives such as cash back, points toward rewards or miles or points for travel. These rewards can help you get more from using your card. If you travel often, be sure to take advantage of features such as auto rental insurance coverage, concierge services, emergency cash and card replacement, additional warranty protection, and travel and emergency assistance. If you’re primarily looking for a great interest rate, skip the rewards and select our low rate business credit card. There’s even a commercial card that gives you special tools to control costs, adapt to changing purchase patterns and eliminate time-consuming reconciliation.

Monitor for fraud

Certain credit cards offer enhanced protection in the event of unauthorized purchases, thanks to Visa’s zero liability policy for lost and stolen cards. In addition, fraud monitoring reviews how and where your card is used. This valuable feature can block potential fraud if abnormal spending patterns are detected. If you haven’t already, make sure to sign up for our Mobile Card Fraud Alerts.

To learn more about California Bank & Trust’s credit card options, contact a business banker at 800-355-0507 or visit www.calbanktrust.com.[cite::171::cite] [cite::172::cite]

Small Business,
Business,
Business Credit Card,

Most Popular

What are the financing requirements for owner-occupied commercial real estate?

Should you buy or lease property for your business?

Help Safeguard Your Business From Payments Fraud

The Case for Making the Switch to ACH Payments

Most Recent

CB&T’s commitment to our clients with the Paycheck Protection Program

Is now the time to buy or refinance?

12 Days of Holiday Fraud Prevention

Retail Trends for the 2020 Holiday Season

FOLLOW US: #calbt

  • About
  • Locations
  • Contact
  • FAQs
  • Careers
  • Agreement Center
  • Sitemap
  • Routing / SWIFT Numbers
  • Privacy Policy
  • Online Privacy Statement
  • Online Banking
  • Data Collection and Rights
  • Do Not Sell My Personal Information

SUBSCRIBE TO OUR BUSINESS E-NEWSLETTER

California Bank & Trust, a division of Zions Bancorporation, N.A. Member FDIC

Equal Housing Lender | NMLS #467014

© 2021 Zions Bancorporation, N.A. All rights reserved.