California Bank & Trust Blog http://www.calbanktrust.com/blogs/ Most Recent - California Bank & Trust Blog en-US 2016-02-07T04:57:49 Could you capture a California Competes Tax Credit? <p><img src="/images/resources/blog/California_tax_credit_300x200_FINAL.jpg" width="300" height="200" alt="California tax credit" style="float: right; margin: 0 10px 0 10px;" /></p> <p>Every ... http://www.calbanktrust.com/blog/could-you-capture-a-california-competes-tax-credit 2016-01-28T11:00:00 http://www.calbanktrust.com/blog/could-you-capture-a-california-competes-tax-credit Protect your business from email compromise <p><img src="/images/resources/blog/Protect_your_business_300x200_FINAL.jpg" width="300" height="200" alt="Protect your business from email compromise" style="float: right; margin: 0 10px 0 10px;" ... http://www.calbanktrust.com/blog/protect-your-business-from-email-compromise 2016-01-21T11:30:00 http://www.calbanktrust.com/blog/protect-your-business-from-email-compromise Create effective rules for your family business meetings <p><img src="/images/resources/blog/Family_business_rules_300x200_FINAL.jpg" width="300" height="200" alt="Family business rules" style="float: right; margin: 0 10px 0 10px;" /></p> <p><em>Part 1 of ... http://www.calbanktrust.com/blog/create-effective-rules-for-your-family-business-meetings 2016-01-14T11:00:00 http://www.calbanktrust.com/blog/create-effective-rules-for-your-family-business-meetings Help protect your customers' card data - How and why to be compliant with PCI security standards <p><img src="/images/resources/blog/PCI_security_standards_300x200_FINAL.jpg" width="300" height="200" alt="PCI security standards" style="float: right; margin: 0 10px 0 10px;" /></p> <p>Between the ... http://www.calbanktrust.com/blog/help-protect-your-customers-card-data-how-and-why-to-be-compliant-with-pci-security-standards 2015-12-17T11:00:00 http://www.calbanktrust.com/blog/help-protect-your-customers-card-data-how-and-why-to-be-compliant-with-pci-security-standards Reducing taxable income: How and when can I do it? <p><img src="/images/resources/blog/Taxable_income_300x200_FINAL.jpg" width="300" height="200" alt="Taxable income" style="float: right; margin: 0 10px 0 10px;" /></p> <p>As the end of the year ... http://www.calbanktrust.com/blog/reducing-taxable-income-how-and-when-can-i-do-it 2015-12-10T11:00:00 http://www.calbanktrust.com/blog/reducing-taxable-income-how-and-when-can-i-do-it Lending a hand - How to get the most out of your corporate giving <p><img src="/images/resources/blog/Lending_a_hand_300x200_FINAL.jpg" width="300" height="200" alt="Lending a hand" style="float: right; margin: 0 10px 0 10px;" /></p> <p>Nearly every company with ... http://www.calbanktrust.com/blog/lending-a-hand-how-to-get-the-most-out-of-your-corporate-giving 2015-12-03T03:00:00 http://www.calbanktrust.com/blog/lending-a-hand-how-to-get-the-most-out-of-your-corporate-giving 7 best practices to take charge of your budget process <p><img src="/images/resources/blog/Budget_process_300x200_FINAL.jpg" width="300" height="200" alt="Budget process" style="float: right; margin: 0 10px 0 10px;" /></p> <p>Many business managers and ... http://www.calbanktrust.com/blog/7-best-practices-to-take-charge-of-your-budget-process 2015-11-19T10:30:00 http://www.calbanktrust.com/blog/7-best-practices-to-take-charge-of-your-budget-process 6 steps to control risks in the cloud <p><img src="/images/resources/blog/Control_risks_in_the_cloud_300x200_FINAL.jpg" width="300" height="200" alt="Control risks in the cloud" style="float: right; margin: 0 10px 0 10px;" /></p> <p>The ... http://www.calbanktrust.com/blog/6-steps-to-control-risks-in-the-cloud 2015-11-12T11:30:00 http://www.calbanktrust.com/blog/6-steps-to-control-risks-in-the-cloud 9 tips to create a healthier workplace <p><img src="/images/resources/blog/Healthy_workplace_300x200_FINAL.jpg" width="300" height="200" alt="Healthy workplace" style="float: right; margin: 0 10px 0 10px;" /></p> <p>An increasing number ... http://www.calbanktrust.com/blog/9-tips-to-create-a-healthier-workplace 2015-11-05T11:30:00 http://www.calbanktrust.com/blog/9-tips-to-create-a-healthier-workplace Holiday staffing challenges? Try these 7 tips <p><img src="/images/resources/blog/Staff_shortages_300x200_FINAL.jpg" width="300" height="200" alt="Staff shortages" style="float: right; margin: 0 10px 0 10px;" /></p> <p>During the holiday season,... http://www.calbanktrust.com/blog/holiday-staffing-challenges-try-these-7-tips 2015-10-29T11:30:00 http://www.calbanktrust.com/blog/holiday-staffing-challenges-try-these-7-tips Three creative benefit strategies for the post health care reform era <p><img src="/images/resources/blog/Healthcare_reform_era_300x200_FINAL.jpg" width="300" height="200" alt="Healthcare reform era" style="float: right; margin: 0 10px 0 10px;" /></p> <p>Medical costs ... http://www.calbanktrust.com/blog/three-creative-benefit-strategies-for-the-post-health-care-reform-era 2015-10-22T11:00:00 http://www.calbanktrust.com/blog/three-creative-benefit-strategies-for-the-post-health-care-reform-era 4 risks of doing business internationally — and ways to address them <p><img src="/images/resources/blog/Manage_international_business_300x200_FINAL.jpg" width="300" height="200" alt="4 International Business Risks" style="float: right; margin: 0 10px 0 10px;" /></p> ... http://www.calbanktrust.com/blog/4-risks-of-doing-business-internationally-and-ways-to-address-them 2015-10-15T11:30:00 http://www.calbanktrust.com/blog/4-risks-of-doing-business-internationally-and-ways-to-address-them Take charge of your workers' compensation costs <p><img src="/images/resources/blog/Workers_comp_300x200_FINAL.jpg" width="300" height="200" alt="Workers comp" style="float: right; margin: 0 10px 0 10px;" /></p> <p>If your business is like many in... http://www.calbanktrust.com/blog/take-charge-of-your-workers-compensation-costs 2015-09-24T12:45:00 http://www.calbanktrust.com/blog/take-charge-of-your-workers-compensation-costs Boost your business with more efficient payments <p><img src="/images/resources/blog/Boost_business_payments_300x200_FINAL.jpg" width="300" height="200" alt="tax preparation" style="float: right; margin: 0 10px 0 10px;" /></p> <p>You know that cash... http://www.calbanktrust.com/blog/boost-your-business-with-more-efficient-payments 2015-09-17T11:30:00 http://www.calbanktrust.com/blog/boost-your-business-with-more-efficient-payments Five Ways to Foster an Innovative Mindset in Your Workplace <p><img style="margin-left: 10px; margin-right: 10px; float: right;" src="/images/news/Culture_of_innovation_300x200_FINAL.jpg" height="200" width="300" /></p> <p>Many people assume innovation is like... http://www.calbanktrust.com/blog/five-ways-to-foster-an-innovative-mindset-in-your-workplace 2015-09-15T09:00:00 http://www.calbanktrust.com/blog/five-ways-to-foster-an-innovative-mindset-in-your-workplace 7 tips to help your loan application stand out <p><img style="margin-left: 10px; margin-right: 10px; float: right;" src="/images/news/7_Tips_Loan_Application_300x200_FINAL.jpg" height="200" width="300" /></p> <p>Getting your business loan ... http://www.calbanktrust.com/blog/7-tips-to-help-your-loan-application-stand-out 2015-09-10T05:00:00 http://www.calbanktrust.com/blog/7-tips-to-help-your-loan-application-stand-out Build a risk management culture <p><img style="margin-left: 10px; margin-right: 10px; float: right;" src="/images/news/risk_management.jpg" height="200" width="300" /></p> <p>Let&rsquo;s face it: owning and running a business is ... http://www.calbanktrust.com/blog/build-a-risk-management-culture 2015-08-27T12:00:00 http://www.calbanktrust.com/blog/build-a-risk-management-culture Protect your business from cyberattacks <p><img style="margin-left: 10px; margin-right: 10px; float: right;" src="/images/news/laptop_heads.jpg" height="200" width="300" /></p> <p>Cyberattacks on businesses are increasing and, although it&... http://www.calbanktrust.com/blog/protect-your-business-from-cyberattacks 2015-08-20T09:00:00 http://www.calbanktrust.com/blog/protect-your-business-from-cyberattacks Benefits of using a business credit card for travel and entertainment <p><img style="margin-left: 10px; margin-right: 10px; float: right;" src="/images/news/credit_card_for_travel.jpg" height="200" width="300" /></p> <p>This is the last article in the series</p> <p>A ... http://www.calbanktrust.com/blog/benefits-of-using-a-business-credit-card-for-travel-and-entertainment 2015-08-13T09:00:00 http://www.calbanktrust.com/blog/benefits-of-using-a-business-credit-card-for-travel-and-entertainment 7 energy-saving tips for the summer <p><img style="margin-left: 10px; margin-right: 10px; float: right;" src="/images/news/energy_savings.jpg" height="200" width="300" /></p> <p>With electricity &ndash; and your electric bill &ndash; ... http://www.calbanktrust.com/blog/7-energy-saving-tips-for-the-summer 2015-07-23T08:00:00 http://www.calbanktrust.com/blog/7-energy-saving-tips-for-the-summer 7 tips for renegotiating with vendors <p><img src="/images/news/renegotiate_vendors.jpg" width="300" height="200" alt="tax preparation" style="float: right; margin: 0 0 10px 10px;" /></p> <p>When negotiating or renegotiating supplier ... http://www.calbanktrust.com/blog/7-tips-for-renegotiating-with-vendors 2015-07-16T10:00:00 http://www.calbanktrust.com/blog/7-tips-for-renegotiating-with-vendors Offering Apple Pay at Checkout: Pros and Cons for Businesses <p><img src="/images/news/apple_pay.jpg" width="300" height="200" alt="tax preparation" style="float: right; margin: 0 0 10px 10px;" /></p> <p>Shoppers are increasingly receptive to the idea of mobile... http://www.calbanktrust.com/blog/offering-apple-pay-at-checkout-pros-and-cons-for-businesses 2015-07-13T06:00:00 http://www.calbanktrust.com/blog/offering-apple-pay-at-checkout-pros-and-cons-for-businesses Debunking ESOP fables: the facts about employee stock ownership plans <p><img src="/images/news/Blog_Biz_CC_Part3.jpg" width="300" height="200" alt="tax preparation" style="float: right; margin: 0 0 10px 10px;" /></p> <p>Once upon a time, in the early 20<sup>th</sup> ... http://www.calbanktrust.com/blog/debunking-esop-fables-the-facts-about-employee-stock-ownership-plans 2015-07-09T06:00:00 http://www.calbanktrust.com/blog/debunking-esop-fables-the-facts-about-employee-stock-ownership-plans Manage the risks of your corporate credit card programs <p><img src="/images/resources/blog/Blog_Biz_CC_Part2_300x200.jpg" width="300" height="200" alt="" style="float: right; margin: 0 0 10px 10px;" /></p> <p><em>Part 2 of a three-part series on credit ... http://www.calbanktrust.com/blog/manage-the-risks-of-your-corporate-credit-card-programs 2015-06-30T10:30:00 http://www.calbanktrust.com/blog/manage-the-risks-of-your-corporate-credit-card-programs Secure the future of your business: Select the right successor <p><img src="/images/resources/blog/Blog_Right_Successor_300x200.jpg" width="300" height="200" alt="" style="float: right; margin: 0 0 10px 10px;" /></p> <p>As hard as you&rsquo;ve worked to build ... http://www.calbanktrust.com/blog/secure-the-future-of-your-business-select-the-right-successor 2015-06-23T10:00:00 http://www.calbanktrust.com/blog/secure-the-future-of-your-business-select-the-right-successor Selecting the right credit card for your business <p><img src="/images/resources/blog/Blog_Biz_CC_300x200.jpg" width="300" height="200" alt="" style="float: right; margin: 0 0 10px 10px;" /></p> <p><em>Part 1 of a three-part series on credit ... http://www.calbanktrust.com/blog/selecting-the-right-credit-card-for-your-business 2015-06-10T10:00:00 http://www.calbanktrust.com/blog/selecting-the-right-credit-card-for-your-business Trends in California commercial real estate <p><img src="/images/resources/blog/Blog_Trends_in_CRE_300x200.jpg " width="300" height="200" alt="" style="float: right; margin: 0 0 10px 10px;" /></p> <p>If your business designs, supplies or builds... http://www.calbanktrust.com/blog/trends-in-california-commercial-real-estate 2015-05-28T12:00:00 http://www.calbanktrust.com/blog/trends-in-california-commercial-real-estate Is it time to beef up your cyber security? <p><img src="/images/resources/blog/Blog_Cybersecurity_300x200.jpg" width="300" height="200" alt="" style="float: right; margin: 0 0 10px 10px;" /></p> <p><b><i>Don&rsquo;t be a statistic: how to be ... http://www.calbanktrust.com/blog/is-it-time-to-beef-up-your-cyber-security 2015-05-13T10:00:00 http://www.calbanktrust.com/blog/is-it-time-to-beef-up-your-cyber-security Why dealing in foreign currency is a sound strategy <p><img src="/images/resources/blog/Blog_Foreign_Currency_300x200.jpg" width="300" height="200" alt="" style="float: right; margin: 0 0 10px 10px;" /></p> <p>If your company conducts business ... http://www.calbanktrust.com/blog/why-dealing-in-foreign-currency-is-a-sound-strategy 2015-04-30T10:30:00 http://www.calbanktrust.com/blog/why-dealing-in-foreign-currency-is-a-sound-strategy Now trending: Tech business solutions <p><img src="/images/resources/blog/Blog_Tech_Trends_300x200.jpg" width="300" height="200" alt="" style="float: right; margin: 0 0 10px 10px;" /></p> <p>Staying ahead in the business world has always ... http://www.calbanktrust.com/blog/now-trending-tech-business-solutions 2015-04-23T09:30:00 http://www.calbanktrust.com/blog/now-trending-tech-business-solutions Make a smooth transition to EMV payment processing <p><img src="/images/resources/blog/emv-pay.jpg" width="300" height="200" alt="" style="float: right; margin: 0 0 10px 10px;" /></p> <p>You've heard all about the switch from magnetic strip cards to ... http://www.calbanktrust.com/blog/make-a-smooth-transition-to-emv-payment-processing 2015-03-31T04:00:00 http://www.calbanktrust.com/blog/make-a-smooth-transition-to-emv-payment-processing Understand the issues: corporate tax inversions <p><img src="/images/resources/blog/meeting.jpg" width="300" height="200" alt="" style="float: right; margin: 0 0 10px 10px;" /></p> <p>Last fall, the U.S. Treasury acted to <a href=... http://www.calbanktrust.com/blog/understand-the-issues-corporate-tax-inversions 2015-03-17T03:15:00 http://www.calbanktrust.com/blog/understand-the-issues-corporate-tax-inversions Five ways to boost cyber security and protect your business <p><img src="/images/news/cyber_security.jpg" width="300" height="200" alt="" style="float: right; margin: 0 0 10px 10px;" /></p> <p>If you think online criminals only target big companies, think ... http://www.calbanktrust.com/blog/five-ways-to-boost-cyber-security-and-protect-your-business 2015-03-09T11:00:00 http://www.calbanktrust.com/blog/five-ways-to-boost-cyber-security-and-protect-your-business Manage your receivables risk with these 5 steps <p><img src="/images/news/receivables.jpg" width="300" height="200" alt="tax preparation" style="float: right; margin: 0 0 10px 10px;" /></p> <p>Extending credit to clients can help you sell more to ... http://www.calbanktrust.com/blog/manage-your-receivables-risk-with-these-5-steps 2015-03-05T12:00:00 http://www.calbanktrust.com/blog/manage-your-receivables-risk-with-these-5-steps New tax regulations: Are they good news for your 2014 taxes? <p><img src="/images/news/calc.jpg" width="300" height="200" alt="tax preparation" style="float: right; margin: 0 0 10px 10px;" />Staying up-to-date with the ever-changing regulatory environment can ... http://www.calbanktrust.com/blog/new-tax-regulations-are-they-good-news-for-your-2014-taxes 2015-02-17T02:00:00 http://www.calbanktrust.com/blog/new-tax-regulations-are-they-good-news-for-your-2014-taxes Make the right moves to succeed at exporting <p><img src="/images/exporters.jpg" width="300" height="200" alt="Exporters" title="Exporters" style="float: right; margin-left: 10px; margin-bottom: 10px;" /></p> <p>California is a perennial top ... http://www.calbanktrust.com/blog/make-the-right-moves-to-succeed-at-exporting 2015-01-27T12:00:00 http://www.calbanktrust.com/blog/make-the-right-moves-to-succeed-at-exporting 5 ideas to grow your business <p><o:p><img src="/dotAsset/90ee6051-a8be-45ca-b877-9e61d1800366.jpg" width="300" height="240" alt="Grow Business" title="Grow Business" style="float: right; margin-left: 10px;" />Reaching the growth ... http://www.calbanktrust.com/blog/5-ideas-to-grow-your-business 2015-01-13T02:15:00 http://www.calbanktrust.com/blog/5-ideas-to-grow-your-business Use treasury management tools to help your enterprise grow <p><img style="margin-left: 10px; margin-right: 10px; float: right;" src="/images/resources/blog/459343937.jpg" height="200" width="300" /></p> <p>Ensuring that cash moves smoothly through an ... http://www.calbanktrust.com/blog/use-treasury-management-tools-to-help-your-enterprise-grow 2014-12-11T02:00:00 http://www.calbanktrust.com/blog/use-treasury-management-tools-to-help-your-enterprise-grow 5 common cash flow missteps and how to avoid them <p><img src="/images/resources/blog/464266081.jpg" width="300" height="200" alt="Don&rsquo;t miss out on these 6 tax breaks for your business" title="Don&rsquo;t miss out on these 6 tax breaks for ... http://www.calbanktrust.com/blog/5-common-cash-flow-missteps-and-how-to-avoid-them 2014-12-04T01:00:00 http://www.calbanktrust.com/blog/5-common-cash-flow-missteps-and-how-to-avoid-them Don’t miss out on these 6 tax breaks for your business <p><img src="/images/resources/blog/84781905.jpg" width="300" height="200" alt="Don&rsquo;t miss out on these 6 tax breaks for your business" title="Don&rsquo;t miss out on these 6 tax breaks for your... http://www.calbanktrust.com/blog/don-t-miss-out-on-these-6-tax-breaks-for-your-business 2014-12-02T12:00:00 http://www.calbanktrust.com/blog/don-t-miss-out-on-these-6-tax-breaks-for-your-business 5 ways to strengthen your credit request <p><img src="/images/resources/blog/N494323035.jpg" style="margin-left: 10px; margin-right: 10px; float: right;" /></p> <p>When your business needs to borrow money, knowing what factors lenders ... http://www.calbanktrust.com/blog/5-ways-to-strengthen-your-credit-request 2014-11-12T02:00:00 http://www.calbanktrust.com/blog/5-ways-to-strengthen-your-credit-request 3 simple steps to fight payments fraud <p><img src="/images/resources/blog/secure-credit-card.png" style="margin-left: 10px; margin-right: 10px; float: right;" /></p> <p>According to a recent survey from the Association for Financial ... http://www.calbanktrust.com/blog/3-simple-steps-to-fight-payments-fraud 2014-10-31T11:00:00 http://www.calbanktrust.com/blog/3-simple-steps-to-fight-payments-fraud How California businesses are adapting to water shortages <p><img src="/images/resources/blog/river.jpg" width="300" height="200" style="margin-left: 10px; margin-right: 10px; float: right;" /></p> <p>As the severe drought in California continues for a third... http://www.calbanktrust.com/blog/how-california-businesses-are-adapting-to-water-shortages 2014-10-13T02:00:00 http://www.calbanktrust.com/blog/how-california-businesses-are-adapting-to-water-shortages Health benefits that work. 4 ways to contain costs and maximize value for employees <p><img src=" /images/resources/blog/medical-benefits-blog.jpg " width="300" height="200" style="margin-left: 10px; margin-right: 10px; float: right;" /></p> <p>Are the costs of your employee benefits... http://www.calbanktrust.com/blog/health-benefits-that-work-4-ways-to-contain-costs-and-maximize-value-for-employees 2014-10-02T03:00:00 http://www.calbanktrust.com/blog/health-benefits-that-work-4-ways-to-contain-costs-and-maximize-value-for-employees Working capital vs. growth capital: The distinction and why it matters <p><img src=" /images/resources/blog/chart.jpg " width="300" height="200" style="margin-left: 10px; margin-right: 10px; float: right;" /></p> <p>Few people outside the banking industry understand the ... http://www.calbanktrust.com/blog/working-capital-vs-growth-capital-the-distinction-and-why-it-matters 2014-09-23T03:00:00 http://www.calbanktrust.com/blog/working-capital-vs-growth-capital-the-distinction-and-why-it-matters Microchip credit card technology is coming — are you ready? <p><img src="/dotAsset/863714f8-2fb3-49cd-8f7b-d1d677b3c2bb.jpg" width="300" height="225" style="margin-left: 10px; margin-right: 10px; float: right;" /></p> <p>Credit cards containing microchips are ... http://www.calbanktrust.com/blog/microchip-credit-card-technology-is-coming-are-you-ready 2014-09-04T04:00:00 http://www.calbanktrust.com/blog/microchip-credit-card-technology-is-coming-are-you-ready Rely on Merchant Services to Help Move Your Business Forward <p><img src="/images/resources/blog/Merchant_Services_Blog_Post.jpg" width="400" height="267" style="margin-left: 10px; margin-right: 10px; float: right;" /></p> <p><a href=... http://www.calbanktrust.com/blog/rely-on-merchant-services-to-help-move-your-business-forward 2014-08-07T09:00:00 http://www.calbanktrust.com/blog/rely-on-merchant-services-to-help-move-your-business-forward 10 Reasons we’re proud to do business in California <p><img src="/dotAsset/965aa8d9-0b17-46b0-8efe-54899c9802f1.jpg" width="400" height="284" alt="California - Business Banking" title="California - Business Banking" style="margin-left: 5px; margin-... http://www.calbanktrust.com/blog/10-reasons-we-re-proud-to-do-business-in-california 2014-07-30T10:15:00 http://www.calbanktrust.com/blog/10-reasons-we-re-proud-to-do-business-in-california What Does a Higher Minimum Wage Mean for Your Business? <p><img src="/images/resources/blog/Blog_Minimum_Wage.jpg" width="400" height="267" style="margin-left: 10px; margin-right: 10px; float: right;" /></p> <p><strong><i>Ways to Help Control Compensation ... http://www.calbanktrust.com/blog/what-does-a-higher-minimum-wage-mean-for-your-business 2014-07-25T10:00:00 http://www.calbanktrust.com/blog/what-does-a-higher-minimum-wage-mean-for-your-business Buying another business? Careful planning can ensure smoother sailing. <p><img src="/images/resources/blog/Acquisition_Blog_Post.jpg" width="400" height="267" style="margin-left: 10px; margin-right: 10px; float: right;" /></p> <p>Expanding your commercial holdings can be... http://www.calbanktrust.com/blog/buying-another-business-careful-planning-can-ensure-smoother-sailing 2014-07-03T09:30:00 http://www.calbanktrust.com/blog/buying-another-business-careful-planning-can-ensure-smoother-sailing