California Bank & Trust Blog http://www.calbanktrust.com/blogs/ Most Recent - California Bank & Trust Blog en-US 2015-09-01T02:08:26 Protect your business from cyberattacks <p><img style="margin-left: 10px; margin-right: 10px; float: right;" src="/images/news/laptop_heads.jpg" height="200" width="300" /></p> <p>Cyberattacks on businesses are increasing and, although it&... http://www.calbanktrust.com/blog/protect-your-business-from-cyberattacks 2015-08-20T09:00:00 http://www.calbanktrust.com/blog/protect-your-business-from-cyberattacks Benefits of using a business credit card for travel and entertainment <p><img style="margin-left: 10px; margin-right: 10px; float: right;" src="/images/news/credit_card_for_travel.jpg" height="200" width="300" /></p> <p>This is the last article in the series</p> <p>A ... http://www.calbanktrust.com/blog/benefits-of-using-a-business-credit-card-for-travel-and-entertainment 2015-08-13T09:00:00 http://www.calbanktrust.com/blog/benefits-of-using-a-business-credit-card-for-travel-and-entertainment 7 energy-saving tips for the summer <p><img style="margin-left: 10px; margin-right: 10px; float: right;" src="/images/news/energy_savings.jpg" height="200" width="300" /></p> <p>With electricity &ndash; and your electric bill &ndash; ... http://www.calbanktrust.com/blog/7-energy-saving-tips-for-the-summer 2015-07-23T08:00:00 http://www.calbanktrust.com/blog/7-energy-saving-tips-for-the-summer 7 tips for renegotiating with vendors <p><img src="/images/news/renegotiate_vendors.jpg" width="300" height="200" alt="tax preparation" style="float: right; margin: 0 0 10px 10px;" /></p> <p>When negotiating or renegotiating supplier ... http://www.calbanktrust.com/blog/7-tips-for-renegotiating-with-vendors 2015-07-16T10:00:00 http://www.calbanktrust.com/blog/7-tips-for-renegotiating-with-vendors Offering Apple Pay at Checkout: Pros and Cons for Businesses <p><img src="/images/news/apple_pay.jpg" width="300" height="200" alt="tax preparation" style="float: right; margin: 0 0 10px 10px;" /></p> <p>Shoppers are increasingly receptive to the idea of mobile... http://www.calbanktrust.com/blog/offering-apple-pay-at-checkout-pros-and-cons-for-businesses 2015-07-13T06:00:00 http://www.calbanktrust.com/blog/offering-apple-pay-at-checkout-pros-and-cons-for-businesses Debunking ESOP fables: the facts about employee stock ownership plans <p><img src="/images/news/Blog_Biz_CC_Part3.jpg" width="300" height="200" alt="tax preparation" style="float: right; margin: 0 0 10px 10px;" /></p> <p>Once upon a time, in the early 20<sup>th</sup> ... http://www.calbanktrust.com/blog/debunking-esop-fables-the-facts-about-employee-stock-ownership-plans 2015-07-09T06:00:00 http://www.calbanktrust.com/blog/debunking-esop-fables-the-facts-about-employee-stock-ownership-plans Manage the risks of your corporate credit card programs <p><img src="/images/resources/blog/Blog_Biz_CC_Part2_300x200.jpg" width="300" height="200" alt="" style="float: right; margin: 0 0 10px 10px;" /></p> <p><em>Part 2 of a three-part series on credit ... http://www.calbanktrust.com/blog/manage-the-risks-of-your-corporate-credit-card-programs 2015-06-30T10:30:00 http://www.calbanktrust.com/blog/manage-the-risks-of-your-corporate-credit-card-programs Secure the future of your business: Select the right successor <p><img src="/images/resources/blog/Blog_Right_Successor_300x200.jpg" width="300" height="200" alt="" style="float: right; margin: 0 0 10px 10px;" /></p> <p>As hard as you&rsquo;ve worked to build ... http://www.calbanktrust.com/blog/secure-the-future-of-your-business-select-the-right-successor 2015-06-23T10:00:00 http://www.calbanktrust.com/blog/secure-the-future-of-your-business-select-the-right-successor Selecting the right credit card for your business <p><img src="/images/resources/blog/Blog_Biz_CC_300x200.jpg" width="300" height="200" alt="" style="float: right; margin: 0 0 10px 10px;" /></p> <p><em>Part 1 of a three-part series on credit ... http://www.calbanktrust.com/blog/selecting-the-right-credit-card-for-your-business 2015-06-10T10:00:00 http://www.calbanktrust.com/blog/selecting-the-right-credit-card-for-your-business Trends in California commercial real estate <p><img src="/images/resources/blog/Blog_Trends_in_CRE_300x200.jpg " width="300" height="200" alt="" style="float: right; margin: 0 0 10px 10px;" /></p> <p>If your business designs, supplies or builds... http://www.calbanktrust.com/blog/trends-in-california-commercial-real-estate 2015-05-28T12:00:00 http://www.calbanktrust.com/blog/trends-in-california-commercial-real-estate Is it time to beef up your cyber security? <p><img src="/images/resources/blog/Blog_Cybersecurity_300x200.jpg" width="300" height="200" alt="" style="float: right; margin: 0 0 10px 10px;" /></p> <p><b><i>Don&rsquo;t be a statistic: how to be ... http://www.calbanktrust.com/blog/is-it-time-to-beef-up-your-cyber-security 2015-05-13T10:00:00 http://www.calbanktrust.com/blog/is-it-time-to-beef-up-your-cyber-security Why dealing in foreign currency is a sound strategy <p><img src="/images/resources/blog/Blog_Foreign_Currency_300x200.jpg" width="300" height="200" alt="" style="float: right; margin: 0 0 10px 10px;" /></p> <p>If your company conducts business ... http://www.calbanktrust.com/blog/why-dealing-in-foreign-currency-is-a-sound-strategy 2015-04-30T10:30:00 http://www.calbanktrust.com/blog/why-dealing-in-foreign-currency-is-a-sound-strategy Now trending: Tech business solutions <p><img src="/images/resources/blog/Blog_Tech_Trends_300x200.jpg" width="300" height="200" alt="" style="float: right; margin: 0 0 10px 10px;" /></p> <p>Staying ahead in the business world has always ... http://www.calbanktrust.com/blog/now-trending-tech-business-solutions 2015-04-23T09:30:00 http://www.calbanktrust.com/blog/now-trending-tech-business-solutions Make a smooth transition to EMV payment processing <p><img src="/images/resources/blog/emv-pay.jpg" width="300" height="200" alt="" style="float: right; margin: 0 0 10px 10px;" /></p> <p>You've heard all about the switch from magnetic strip cards to ... http://www.calbanktrust.com/blog/make-a-smooth-transition-to-emv-payment-processing 2015-03-31T04:00:00 http://www.calbanktrust.com/blog/make-a-smooth-transition-to-emv-payment-processing Understand the issues: corporate tax inversions <p><img src="/images/resources/blog/meeting.jpg" width="300" height="200" alt="" style="float: right; margin: 0 0 10px 10px;" /></p> <p>Last fall, the U.S. Treasury acted to <a href=... http://www.calbanktrust.com/blog/understand-the-issues-corporate-tax-inversions 2015-03-17T03:15:00 http://www.calbanktrust.com/blog/understand-the-issues-corporate-tax-inversions Five ways to boost cyber security and protect your business <p><img src="/images/news/cyber_security.jpg" width="300" height="200" alt="" style="float: right; margin: 0 0 10px 10px;" /></p> <p>If you think online criminals only target big companies, think ... http://www.calbanktrust.com/blog/five-ways-to-boost-cyber-security-and-protect-your-business 2015-03-09T11:00:00 http://www.calbanktrust.com/blog/five-ways-to-boost-cyber-security-and-protect-your-business Manage your receivables risk with these 5 steps <p><img src="/images/news/receivables.jpg" width="300" height="200" alt="tax preparation" style="float: right; margin: 0 0 10px 10px;" /></p> <p>Extending credit to clients can help you sell more to ... http://www.calbanktrust.com/blog/manage-your-receivables-risk-with-these-5-steps 2015-03-05T12:00:00 http://www.calbanktrust.com/blog/manage-your-receivables-risk-with-these-5-steps New tax regulations: Are they good news for your 2014 taxes? <p><img src="/images/news/calc.jpg" width="300" height="200" alt="tax preparation" style="float: right; margin: 0 0 10px 10px;" />Staying up-to-date with the ever-changing regulatory environment can ... http://www.calbanktrust.com/blog/new-tax-regulations-are-they-good-news-for-your-2014-taxes 2015-02-17T02:00:00 http://www.calbanktrust.com/blog/new-tax-regulations-are-they-good-news-for-your-2014-taxes Make the right moves to succeed at exporting <p><img src="/images/exporters.jpg" width="300" height="200" alt="Exporters" title="Exporters" style="float: right; margin-left: 10px; margin-bottom: 10px;" /></p> <p>California is a perennial top ... http://www.calbanktrust.com/blog/make-the-right-moves-to-succeed-at-exporting 2015-01-27T12:00:00 http://www.calbanktrust.com/blog/make-the-right-moves-to-succeed-at-exporting 5 ideas to grow your business <p><o:p><img src="/dotAsset/90ee6051-a8be-45ca-b877-9e61d1800366.jpg" width="300" height="240" alt="Grow Business" title="Grow Business" style="float: right; margin-left: 10px;" />Reaching the growth ... http://www.calbanktrust.com/blog/5-ideas-to-grow-your-business 2015-01-13T02:15:00 http://www.calbanktrust.com/blog/5-ideas-to-grow-your-business Use treasury management tools to help your enterprise grow <p><img style="margin-left: 10px; margin-right: 10px; float: right;" src="/images/resources/blog/459343937.jpg" height="200" width="300" /></p> <p>Ensuring that cash moves smoothly through an ... http://www.calbanktrust.com/blog/use-treasury-management-tools-to-help-your-enterprise-grow 2014-12-11T02:00:00 http://www.calbanktrust.com/blog/use-treasury-management-tools-to-help-your-enterprise-grow 5 common cash flow missteps and how to avoid them <p><img src="/images/resources/blog/464266081.jpg" width="300" height="200" alt="Don&rsquo;t miss out on these 6 tax breaks for your business" title="Don&rsquo;t miss out on these 6 tax breaks for ... http://www.calbanktrust.com/blog/5-common-cash-flow-missteps-and-how-to-avoid-them 2014-12-04T01:00:00 http://www.calbanktrust.com/blog/5-common-cash-flow-missteps-and-how-to-avoid-them Don’t miss out on these 6 tax breaks for your business <p><img src="/images/resources/blog/84781905.jpg" width="300" height="200" alt="Don&rsquo;t miss out on these 6 tax breaks for your business" title="Don&rsquo;t miss out on these 6 tax breaks for your... http://www.calbanktrust.com/blog/don-t-miss-out-on-these-6-tax-breaks-for-your-business 2014-12-02T12:00:00 http://www.calbanktrust.com/blog/don-t-miss-out-on-these-6-tax-breaks-for-your-business 5 ways to strengthen your credit request <p><img src="/images/resources/blog/N494323035.jpg" style="margin-left: 10px; margin-right: 10px; float: right;" /></p> <p>When your business needs to borrow money, knowing what factors lenders ... http://www.calbanktrust.com/blog/5-ways-to-strengthen-your-credit-request 2014-11-12T02:00:00 http://www.calbanktrust.com/blog/5-ways-to-strengthen-your-credit-request 3 simple steps to fight payments fraud <p><img src="/images/resources/blog/secure-credit-card.png" style="margin-left: 10px; margin-right: 10px; float: right;" /></p> <p>According to a recent survey from the Association for Financial ... http://www.calbanktrust.com/blog/3-simple-steps-to-fight-payments-fraud 2014-10-31T11:00:00 http://www.calbanktrust.com/blog/3-simple-steps-to-fight-payments-fraud How California businesses are adapting to water shortages <p><img src="/images/resources/blog/river.jpg" width="300" height="200" style="margin-left: 10px; margin-right: 10px; float: right;" /></p> <p>As the severe drought in California continues for a third... http://www.calbanktrust.com/blog/how-california-businesses-are-adapting-to-water-shortages 2014-10-13T02:00:00 http://www.calbanktrust.com/blog/how-california-businesses-are-adapting-to-water-shortages Health benefits that work. 4 ways to contain costs and maximize value for employees <p><img src=" /images/resources/blog/medical-benefits-blog.jpg " width="300" height="200" style="margin-left: 10px; margin-right: 10px; float: right;" /></p> <p>Are the costs of your employee benefits... http://www.calbanktrust.com/blog/health-benefits-that-work-4-ways-to-contain-costs-and-maximize-value-for-employees 2014-10-02T03:00:00 http://www.calbanktrust.com/blog/health-benefits-that-work-4-ways-to-contain-costs-and-maximize-value-for-employees Working capital vs. growth capital: The distinction and why it matters <p><img src=" /images/resources/blog/chart.jpg " width="300" height="200" style="margin-left: 10px; margin-right: 10px; float: right;" /></p> <p>Few people outside the banking industry understand the ... http://www.calbanktrust.com/blog/working-capital-vs-growth-capital-the-distinction-and-why-it-matters 2014-09-23T03:00:00 http://www.calbanktrust.com/blog/working-capital-vs-growth-capital-the-distinction-and-why-it-matters Microchip credit card technology is coming — are you ready? <p><img src="/dotAsset/863714f8-2fb3-49cd-8f7b-d1d677b3c2bb.jpg" width="300" height="225" style="margin-left: 10px; margin-right: 10px; float: right;" /></p> <p>Credit cards containing microchips are ... http://www.calbanktrust.com/blog/microchip-credit-card-technology-is-coming-are-you-ready 2014-09-04T04:00:00 http://www.calbanktrust.com/blog/microchip-credit-card-technology-is-coming-are-you-ready Rely on Merchant Services to Help Move Your Business Forward <p><img src="/images/resources/blog/Merchant_Services_Blog_Post.jpg" width="400" height="267" style="margin-left: 10px; margin-right: 10px; float: right;" /></p> <p><a href=... http://www.calbanktrust.com/blog/rely-on-merchant-services-to-help-move-your-business-forward 2014-08-07T09:00:00 http://www.calbanktrust.com/blog/rely-on-merchant-services-to-help-move-your-business-forward 10 Reasons we’re proud to do business in California <p><img src="/dotAsset/965aa8d9-0b17-46b0-8efe-54899c9802f1.jpg" width="400" height="284" alt="California - Business Banking" title="California - Business Banking" style="margin-left: 5px; margin-... http://www.calbanktrust.com/blog/10-reasons-we-re-proud-to-do-business-in-california 2014-07-30T10:15:00 http://www.calbanktrust.com/blog/10-reasons-we-re-proud-to-do-business-in-california What Does a Higher Minimum Wage Mean for Your Business? <p><img src="/images/resources/blog/Blog_Minimum_Wage.jpg" width="400" height="267" style="margin-left: 10px; margin-right: 10px; float: right;" /></p> <p><strong><i>Ways to Help Control Compensation ... http://www.calbanktrust.com/blog/what-does-a-higher-minimum-wage-mean-for-your-business 2014-07-25T10:00:00 http://www.calbanktrust.com/blog/what-does-a-higher-minimum-wage-mean-for-your-business Buying another business? Careful planning can ensure smoother sailing. <p><img src="/images/resources/blog/Acquisition_Blog_Post.jpg" width="400" height="267" style="margin-left: 10px; margin-right: 10px; float: right;" /></p> <p>Expanding your commercial holdings can be... http://www.calbanktrust.com/blog/buying-another-business-careful-planning-can-ensure-smoother-sailing 2014-07-03T09:30:00 http://www.calbanktrust.com/blog/buying-another-business-careful-planning-can-ensure-smoother-sailing Commercial real estate: Buy or lease? <p><img src="/images/resources/blog/CRE_Blog_Post.jpg" width="400" height="267" style="margin-left: 10px; margin-right: 10px; float: right;" /></p> <p><strong>Factors to consider when weighing your ... http://www.calbanktrust.com/blog/commercial-real-estate-buy-or-lease 2014-06-26T11:00:00 http://www.calbanktrust.com/blog/commercial-real-estate-buy-or-lease 8 tips to take control of your finances with a business credit card <p><img src="/images/resources/blog/467194671.jpg" width="400" height="267" style="margin-left: 10px; margin-right: 10px; float: right;" /></p> <p>If your business uses cash, checks or personal credit... http://www.calbanktrust.com/blog/8-tips-to-take-control-of-your-finances-with-a-business-credit-card 2014-05-29T11:00:00 http://www.calbanktrust.com/blog/8-tips-to-take-control-of-your-finances-with-a-business-credit-card Ready to grow? An SBA loan may help. <p><img src="/images/resources/blog/179049700.jpg" width="400" height="267" alt="Develop Top Tier Talent" title="Develop Top Tier Talent" style="margin-left: 10px; margin-right: 10px; float: right;" ... http://www.calbanktrust.com/blog/ready-to-grow-an-sba-loan-may-help 2014-05-19T03:00:00 http://www.calbanktrust.com/blog/ready-to-grow-an-sba-loan-may-help Tips to develop top-tier talent <p><strong>Navigating trends in human resources: Part 2</strong></p> <p><img src="/images/resources/blog/481028805_final.jpg" width="400" height="267"alt="Develop Top Tier Talent" title="Develop Top ... http://www.calbanktrust.com/blog/tips-to-develop-top-tier-talent 2014-05-01T11:00:00 http://www.calbanktrust.com/blog/tips-to-develop-top-tier-talent Tips to attract and retain top-tier talent <p><strong>Navigating trends in human resources: Part 1</strong></p> <p><img src="/images/resources/blog/184836017.jpg" width="400" height="267" alt="Attract and Retain Top Talent-Part 1" title=... http://www.calbanktrust.com/blog/tips-to-attract-and-retain-top-tier-talent 2014-04-23T01:00:00 http://www.calbanktrust.com/blog/tips-to-attract-and-retain-top-tier-talent 7 helpful tips to take your company global <p><img src="/dotAsset/214076f8-d5c4-4347-bc3a-6296262cb70a.jpg" width="400" height="267" alt="International_Business_Blog_Image" style="margin-left: 10px; margin-right: 10px; float: right;" /></p> ... http://www.calbanktrust.com/blog/7-helpful-tips-to-take-your-company-global 2014-04-17T11:00:00 http://www.calbanktrust.com/blog/7-helpful-tips-to-take-your-company-global Use technology to improve cash flow <p><img src="/dotAsset/92d05bb8-bd3f-449a-bebd-e9c0aec81b68.jpg" width="400" height="267" alt="Technology to Improve Cash Flow" style="margin-left: 10px; margin-right: 10px; float: right;"/></p> ... http://www.calbanktrust.com/blog/use-technology-to-improve-cash-flow 2014-04-11T11:00:00 http://www.calbanktrust.com/blog/use-technology-to-improve-cash-flow Tax-saving tips if you purchased business equipment in 2013 <p><img src="/dotAsset/77d588c2-9dbb-470b-9331-4af691e2a7c7.jpg" width="400" height="267" alt="Equipment Purchase Blog Image" style="margin-left: 10px; margin-right: 10px; float: right;" /></p> <p>If ... http://www.calbanktrust.com/blog/tax-saving-tips-if-you-purchased-business-equipment-in-2013 2014-03-26T10:30:00 http://www.calbanktrust.com/blog/tax-saving-tips-if-you-purchased-business-equipment-in-2013 Help your business weather the California drought <p><img src="/dotAsset/24d85432-ba4e-4cc1-896d-f3cbde3cbbd3.jpg" width="400" height="267" alt="Help your business weather the California drought" title="Help your business weather the California ... http://www.calbanktrust.com/blog/help-your-business-weather-the-california-drought 2014-03-13T02:00:00 http://www.calbanktrust.com/blog/help-your-business-weather-the-california-drought Understanding tax law changes for California businesses <p><img src="/dotAsset/85027f0f-4403-4a89-879e-d5202e281bf5.jpg" alt="Understanding tax law changes for California businesses" title="Understanding tax law changes for California businesses" style=... http://www.calbanktrust.com/blog/understanding-tax-law-changes-for-california-businesses 2014-02-26T11:00:00 http://www.calbanktrust.com/blog/understanding-tax-law-changes-for-california-businesses Welcome to the new Calbanktrust.com website <p>Over the past year, we have rethought how we could provide better solutions to you, our valued customers. We've evaluated how to present products and services as well as content that better aligns ... http://www.calbanktrust.com/blog/welcome-to-the-new-calbanktrust-com-website 2014-02-12T08:00:00 http://www.calbanktrust.com/blog/welcome-to-the-new-calbanktrust-com-website Will your energy costs be increasing? <p><img style="margin-left: 10px; margin-right: 10px; float: right;" src="/dotAsset/3ba00590-7b92-4a83-8562-516260662376.jpg" alt="California Energy" title="California Energy" height="267" width="400"... http://www.calbanktrust.com/blog/will-your-energy-costs-be-increasing 2014-02-06T08:30:00 http://www.calbanktrust.com/blog/will-your-energy-costs-be-increasing Impact of federal law rollout on smaller businesses <p><strong><img src="/dotAsset/481b60f8-e972-4b78-9b50-ac1ab6d5d2fb.jpg" alt="Impact of federal law rollout on smaller businesses" title="Impact of federal law rollout on smaller businesses" style=... http://www.calbanktrust.com/blog/impact-of-federal-law-rollout-on-smaller-businesses 2014-02-04T08:00:00 http://www.calbanktrust.com/blog/impact-of-federal-law-rollout-on-smaller-businesses Build a risk management culture <p><img style="margin-left: 10px; margin-right: 10px; float: right;" src="/images/news/risk_management.jpg" height="200" width="300" /></p> <p>Let&rsquo;s face it: owning and running a business is ... http://www.calbanktrust.com/blog/build-a-risk-management-culture 2010-08-27T12:00:00 http://www.calbanktrust.com/blog/build-a-risk-management-culture