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Business Analyzed Checking

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Checking Comparison

Compare your options. We offer business checking accounts and packages to meet virtually any need so you can manage your finances more flexibly, quickly, and easily.

Business Essentials Checking Accounts

A suite of accounts designed for businesses with a modest volume of monthly banking transactions.

Business Essentials

Ideal for

A modest level of banking activity if you typically keep a relatively small account balance and need a basic checking account.

Opening Deposit

$200

Monthly Transaction Volume

75 total transactions per month included without fee.1

Monthly Maintenance Fee

No charge if $2,000 minimum or $4,000 average collected balance is maintained; $7 otherwise.

Monthly Paper Statement Fee

No charge, if you opt out of paper statements in favor of eStatements or maintain the balances listed above; $3 otherwise.2

Optional Considerations

Business Essentials Plus

Ideal for

A modest level of banking activity if you want to keep a higher account balance in order to earn a competitive interest rate.

Opening Deposit

$200

Monthly Transaction Volume

75 total transactions per month included without fee.4

Monthly Maintenance Fee

No charge if $3,000 minimum or $5,000 average collected balance is maintained; $9 otherwise.

Monthly Paper Statement Fee

No charge, if you opt out of paper statements in favor of eStatements or maintain the balances listed above; $3 otherwise.5

Optional Considerations

Business Essentials Package

Ideal for

A modest level of banking activity if you need a primary checking account as well as a secondary checking account or savings account for maximum value.7

Opening Deposit

$200

Monthly Transaction Volume

Varies based on chosen account types.8

Monthly Maintenance Fee

No charge if $10,000 average collected balance in primary account or $18,000 combined average collected balance is maintained; $20 otherwise.

Monthly Paper Statement Fee

No charge, if you opt out of paper statements in favor of eStatements or maintain the balances listed above; $3 otherwise.9

Optional Considerations

Need more checks? Reordering checks is a snap with our preferred check provider.

Business Advantage Checking Accounts

A suite of accounts designed for businesses with an intermediate level of monthly banking transactions.

Business Advantage

Ideal for

An intermediate level of banking activity if you typically maintain a moderate account balance.

Opening Deposit

$200

Monthly Transaction Volume

400 total transactions per month included without fee.11

Monthly Maintenance Fee

No charge if $5,000 minimum or $10,000 average collected balance is maintained; $15 otherwise.

Monthly Paper Statement Fee

No charge, if you opt out of paper statements in favor of eStatements or maintain the balances listed above; $3 otherwise.12

Optional Considerations

Business Advantage Plus

Ideal for

Intermediate level of banking activity that want to keep a higher account balance in order to earn a competitive interest rate.

Opening Deposit

$200

Monthly Transaction Volume

400 total transactions per month included without fee.14

Monthly Maintenance Fee

No charge if $10,000 minimum or $15,000 average collected balance is maintained; $20 otherwise.

Monthly Paper Statement Fee

No charge, if you opt out of paper statements in favor of eStatements or maintain the balances listed above; $3 otherwise.15

Optional Considerations

Business Advantage Package

Ideal for

An intermediate level of banking activity if you need a primary checking account as well as a secondary checking or savings account for maximum value.17

Opening Deposit

$200

Monthly Transaction Volume

Varies based on chosen account types.18

Monthly Maintenance Fee

No charge if $20,000 average collected balance in primary account or $30,000 combined average collected balance is maintained; $30 otherwise.

Monthly Paper Statement Fee

No charge, if you opt out of paper statements in favor of eStatements or maintain the balances listed above; $3 otherwise.19

Optional Considerations

Need more checks? Reordering checks is a snap with our preferred check provider.

1,4. $0.30 fee for each additional transaction in excess of 75 per month. Included transactions are deposits, ACH credits, deposited items, checks, ACH debits, and remote deposits and remote deposited items. $1 fee for each $1,000 of deposited and purchased coin/currency per month in excess of $3,000.
11, 14. $0.30 fee for each additional transaction in excess of 400 per month. Included transactions are deposits, ACH credits, deposited items, checks, ACH debits, and remote deposits and remote deposited items. $1 fee for each $1,000 of deposited and purchased coin/currency per month in excess of $10,000.
8, 18. The number of transactions and the dollar amount of deposited and purchased coin/currency included without incurring volume based fees is dependent on the types of accounts you choose to open within your package. Any excessive transaction fees are assessed on the individual account transaction limits and transaction counts cannot be combined across multiple accounts.
2, 5, 9, 12, 15, 19. To avoid the Paper Statement Fee, the account must be enrolled in either Direct Business or Direct Business Plus Internet Banking, and have opted out of receiving paper statements through those applications, or must meet the balance requirements of that account.
7, 17. Personal accounts for qualifying sole proprietorships only.
3, 6, 10, 13, 16, 20. Must be enrolled in Business Online Banking. Message and data rates from your wireless provider may apply.

Attorney Client Trust

Accounts designed for businesses with higher volume of monthly banking transactions and more robust services.

Need more checks? Reordering checks is a snap with our preferred check provider.

This information is not intended to be the entire disclosure associated with these accounts. Complete disclosure of terms and service charges are available at any CB&T branch office and will be provided at account opening. For current rates or more account information, please ask a Financial Services Representative at any branch office.