EXIM Bank Working Capital Guarantee Program

Exporters often need access to working capital to begin exporting or expand internationally. As an EXIM Bank (Export-Import Bank of the United States) designated Delegated Authority lender, California Bank & Trust can approve working capital guarantee loans[cite::56::cite] to help you fulfill your export orders of goods or services.  We have been recognized for Excellence in EXIM Bank Lending and have a Delegated Authority limit of $10mm and have Fast Track Lending status up to $25mm. EXIM Bank provides a 90% guarantee on working capital loans made by lenders.

EXIM Bank’s pre-export working capital financing is suitable for manufacturers, wholesalers and distributors. Our experienced International Trade Finance specialists can help qualify your loan and get it approved internally. 

Use of Proceeds:

• Purchases of inventory (raw materials, work in progress and finished goods)
• Pay for costs (related to design, engineering, labor and overhead) to manufacture goods or services for export
• Finance foreign accounts receivables
• Supports Standby Letters of Credit used as payment guarantees, bid or performance bonds with reduced collateralization
• Helps indirect exports

EXIM Bank Medium Term Loan Guarantee Program 

The medium-term loan program provides your foreign buyers of U.S. capital goods and services with extended credit terms. The Ex-Im Bank assists foreign buyers by guaranteeing term loans made through commercial lenders such as California Bank & Trust.

Benefits to U.S. Exporters:

• Allows foreign buyers to receive financing to purchase your U.S. capital goods or services
• Reduces your non-payment risk to emerging market buyers
• Secures longer-term financing to foreign buyers, allowing you to compete in international markets
• Increases your cash flow and export sales

Benefits to Foreign Buyers:

• Access to financing from U.S. commercial lenders at more attractive interest rates than in local markets
• Acquiring financing under favorable conditions not normally available