EXIM Bank Programs

These government-sponsored credit support programs can help extend your reach with capital to begin exporting or even expand your sales internationally.

EXIM Bank Programs

EXIM Bank Working Capital Guarantee Program

Exporters often need access to working capital to begin exporting or expand internationally. As an EXIM Bank (Export-Import Bank of the United States) designated Delegated Authority lender, California Bank & Trust can approve working capital guarantee loans[cite::56::cite] to help you fulfill your export orders of goods or services.  We have been recognized for Excellence in EXIM Bank Lending and have a Delegated Authority limit of $10mm and have Fast Track Lending status up to $25mm. EXIM Bank provides a 90% guarantee on working capital loans made by lenders.

EXIM Bank’s pre-export working capital financing is suitable for manufacturers, wholesalers and distributors. Our experienced International Trade Finance specialists can help qualify your loan and get it approved internally. 

Use of Proceeds:

  • Purchases of inventory (raw materials, work in progress and finished goods)
  • Pay for costs (related to design, engineering, labor and overhead) to manufacture goods or services for export
  • Finance foreign accounts receivables
  • Supports Standby Letters of Credit used as payment guarantees, bid or performance bonds with reduced collateralization
  • Helps indirect exports

 

EXIM Bank Medium Term Loan Guarantee Program 

The medium-term loan program provides your foreign buyers of U.S. capital goods and services with extended credit terms. The Ex-Im Bank assists foreign buyers by guaranteeing term loans made through commercial lenders such as California Bank & Trust.

Benefits to U.S. Exporters:

  • Allows foreign buyers to receive financing to purchase your U.S. capital goods or services
  • Reduces your non-payment risk to emerging market buyers
  • Secures longer-term financing to foreign buyers, allowing you to compete in international markets
  • Increases your cash flow and export sales

Benefits to Foreign Buyers:

  • Access to financing from U.S. commercial lenders at more attractive interest rates than in local markets
  • Acquiring financing under favorable conditions not normally available 

Disclosures