Rates and products offered may differ from state to state. To see the rate and offering available to you, please select the state where you bank. (Your privacy is important to us—see our Privacy Notice)
Growing or transitioning businesses can use factoring as an alternative way to finance conventional working capital through the sale of invoices.
Factoring is an alternative solution to conventional working capital financing. California Bank & Trust provides this flexible source of funding to provide available capital for growing or transitioning businesses, often as a bridge to conventional bank financing. The factor purchases eligible invoices from a completed service or accepted product and essentially transfers the credit risk from the client to the client’s customer.
How it works
When it Works
In certain business situations, a more aggressive source of working capital financing may be a viable solution but also may be difficult to find. We look at the following challenges as opportunities to explore creative funding solutions for our customers and prospects:
Business Credit Advantage
For a list of commonly asked questions about Factoring, see our Factoring FAQs.