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Important Note: U.S. Government Stimulus Funds
All direct deposit funds, including Federal stimulus payments, are deposited once a day in the overnight hours. If deposited, funds are credited by 6 a.m. local time. If the payment does not appear in your account at 6 a.m., please check back the following day. You can find the most up-to-date information on your Economic Impact Payment at IRS.gov.
Fund your short-term working capital needs such as financing accounts receivable, purchasing inventory, taking trade discounts or meeting seasonal shortfalls with our line of credit.
From time to time, most businesses need interim financing to fund short-term working capital needs associated with:
With a line of credit[cite::108::cite] from California Bank & Trust, you can easily finance all your short-term working capital needs at competitive rates and terms. Our highly-trained business and commercial bankers have expertise in a wide variety of industries and will sit down with you to discuss specific needs, market conditions, and how best to capitalize on growth opportunities.
For financing needs over $50,000, we’ll work with you to customize a line of credit that addresses your specific needs and helps you achieve your strategic goals.
For borrowing needs under $50,000, get a same-day decision and next-day business funding2 with our Business Access line of credit. Learn more here.
Learn about Asset-Based Financing that allows you to leverage company assets and extend your organization’s borrowing ability for greater financing flexibility.
Learn about Term Loans to finance fixed assets, equipment, vehicles, owner user commercial property and other long-term capital needs.