Apply now for your Paycheck Protection Program loan

The application process for the newly reauthorized Paycheck Protection Program is now open for eligible first- and second-time borrowers. As an SBA preferred lender and one of the nation’s leading providers of SBA loans, CB&T is committed to making the application process simple, easy and fast.

We invite you to complete our simple 10- to 15-minute online application. And, through our new streamlined single-sign loan process, your loan application also becomes your final loan documentation (subject to loan approval evidenced by a confirmation letter from CB&T.)

PLEASE NOTE: You will be required to have a current transactional (e.g., checking) account with us bearing the same legal name under which your business applies for your PPP loan, in order for us to deposit the loan proceeds.

Determine your Paycheck Protection Program loan amount and Needed Documentation
CB&T has prepared a worksheet and checklist that can help you determine the qualified loan amount and the associated documentation required as part of the loan process.

If I received my first PPP loan from another financial institution, can I apply for a second-draw loan through CB&T?
Yes. As part of the application process you will need to provide the SBA loan number from your original PPP loan.

What if I don’t qualify for a PPP loan?
As an SBA Preferred Lender in your community, we can provide guidance and assistance with other SBA loan options to meet your business needs.


My big bank couldn’t get it done for me, but CB&T did.

Nancy Barcal — Granite Bay Speech

Voted Best Bank by The San Diego Union-Tribune Readers Poll

You can depend on CB&T

Having CB&T in their corner greatly impacted the future of many California small businesses during the first Paycheck Protection Program+. See a few highlights below:

New Clients Welcomed

Unlike other banks, we welcomed PPP applications from 2,956 new clients.

Jobs Preserved

Reported preserving payroll for 143,665 jobs.

Employee Count

More than 92% of loans were made to businesses with fewer than 50 employees.

+Stats available as of June 29, 2020.

A message from our clients

Hear how we’ve helped business owners get back on their feet and obtain a PPP loan during difficult times.


Paycheck Protection Program Details

Updated January 11, 2021

The Economic Aid to Hard-Hit Small Businesses, Nonprofits, and Venues Act (Economic Aid Act) became law on December 27, 2020. As part of this end-of-year emergency COVID-19 relief package, additional funding has been allocated to the Small Business Administration (SBA) for the reopening of the Paycheck Protection Program (PPP) for eligible first-time and second-time borrowers.

The Paycheck Protection Program is intended to provide economic relief to small businesses adversely impacted by the COVID-19 pandemic. The Economic Aid Act extends the authority of the SBA to make PPP loans through March 31, 2021 (or until the allocation of funds in the program has been reached) and revises certain PPP requirements.

Please access the following links for guidance on the new round of PPP loans as authorized by the recently passed stimulus bill, including updates regarding borrower eligibility and general rules relating to loan increases and loan forgiveness.

The SBA requires you to upload an addendum to the PPP Application if the Applicant or any owner of the Applicant is an owner of any other business or has common management (including a management agreement) with any other business. If applicable, please complete the Addendum A form to meet the SBA’s requirements.

The Small Business Administration (SBA) has stated that there will be a time lapse between when a lender submits a PPP application to the SBA and when the SBA provides an SBA loan number to the lender. The delay is due to additional checks the SBA intends to conduct on borrowers to ensure the integrity of the PPP program. While there is no guarantee of adequate program funding, the SBA has expressed confidence that the amount of funding provided for first draw and second draw PPP loans will meet all borrower demand, and expects all loan applications will be processed in an orderly manner.

For additional information and updates on the Paycheck Protection Program, visit the U.S. Department of the Treasury CARES Act website or the SBA’s PPP website.

The information contained on this webpage is for informational purposes only. Due to the complexity and evolving nature of PPP rules and guidance, we strongly advise you to seek guidance from your CPA, attorney or other advisor on any complicated PPP eligibility and/or loan forgiveness questions.

PPP loans subject to SBA approval. Restrictions may apply. See banker for details.


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