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What Can We Help You Find?

Business Banking > Loans and Lines of Credit >

Term Loans

Term Loans

Get the advantage of a fixed repayment schedule and a competitive rate with our terms loans for greater security and solid financial planning.

Apply Now
Term Loans

Financing your business operations or expansion plans locally, nationally, or worldwide requires long-term capital. That is why it pays to get all the facts about a term loan from California Bank & Trust. It is an ideal option for:

  • Raising permanent working capital
  • Refinancing existing debt
  • Purchasing equipment or vehicles
  • Funding growth opportunities, such as acquiring another business
  • Financing commercial real estate purchases
  • Or meeting other long–term capital needs

A key advantage with term loan[cite::108::cite] financing is the security of having a fixed repayment schedule and amount that affords your business greater security, predictability and solid financial planning. Our highly-trained business and commercial bankers have expertise in a wide variety of industries and will sit down with you to discuss specific needs, market conditions, and how best to capitalize on growth opportunities.

Financing fixed assets, equipment, vehicles and other major capital requirements with a term loan is an excellent solution, whether it’s for a new plant or to expand a fleet of trucks.  For these and other needs exceeding $175,000, our lending professionals can provide expertise on how best to use term loan financing to achieve your goals.

For borrowing needs under $175,000, you can get a same–day decision and next–day business funding[cite::109::cite], thanks to streamlined financing with our Business Access term loan. Learn more here.

For short-term working capital needs, click here to learn about Business Lines of Credit.

For funding acquisitions or mergers with capital for stock purchase, stock exchange or cash transactions, click here to learn about Acquisition Financing.

Make cash flow faster.

Keep your capital working with Treasury Management tools.

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