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Term Loans

California Bank & Trust is dedicated to building business banking relationships, and we’re there to help with financing* your business operations or expansion plans.

A term loan is ideal for raising permanent working capital, refinancing existing debt, purchasing equipment or vehicles, funding growth opportunities or meeting other long–term capital needs. A key advantage is the security of having a fixed repayment schedule and amount that afford your business greater security, predictability and solid financial planning.

For borrowing needs under $100,000, you can get a same–day decision and next–day business funding**, thanks to streamlined financing with our Business Access application only term loan.

Financing fixed assets, equipment, vehicles and other major capital requirements with a term loan is an excellent solution. For these and other needs exceeding $100,000, our lending professionals can provide expertise on how best to use term loan financing to achieve your goals.

For short-term working capital, click here to learn about Business Lines of Credit.

Reach a Business Banker at (800) 355-0507 or visit a branch near you for more information.

*Loans subject to approval in accordance with Bank eligibility and lending guidelines. Terms, conditions, and fees apply. See banker for details.

** From time of receipt of completed, signed and dated Business Access Application at loan center. Completed, signed and dated Business Access application and any required supporting documentation must be received at loan center by 11:00 a.m. Pacific Standard Time Monday through Friday (except holidays) for same day decision and next business day funding.