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Term Loans

CB&T Business Access Term Loan

Get competitive rates and terms and the flexibility to meet short term business needs with a Business Access Term Loan for up to $750,000 through our streamlined application process.

Finance business expansion with the security of having a predictable repayment schedule – ideal for raising permanent working capital, funding business growth opportunities, or purchasing equipment.

Considerations

Detail

Benefits

  • Convenient access to Direct Business Internet Banking to make payments
  • Fixed monthly payments
  • Streamlined application process with quick decisions

Loan Amounts

Up to $750,000; Minimum $10,000. (Some limitations apply)

Terms

Up to 7 years, terms may vary depending on purpose of loan.

Interest Rate

Variable; the rate announced by the Bank as its Prime Rate, plus a margin. Fixed rates also available.

Loan Fees

One-time fee of 1% of loan amount.

For unsecured term loans up to $50,000, as well as secured term loans up to $100,000 all we typically need is a completed application, three months of bank statements, and legal entity documentation. For larger loans up to $750,000, additional information will be required.

Our streamlined application process – with quick decisions – makes it easy to apply for the funding you need to meet your goals. Here are three ways to apply for CB&T Business Access:

  • Online through our Real Time Loan Center. You can submit your application in just a few minutes. Then bring any necessary documentation to your nearest CB&T branch.
  • Download a PDF of the application, complete it – and then save, print and sign it. Then deliver it to your local CB&T banker.
  • Apply in person. Simply stop by your CB&T local branch and ask for a CB&T Business Access Application. We’ll answer any questions you have. Once you’ve completed your application, return it to your CB&T branch.

Apply today. For more information, call your local CB&T branch or (800) 355-0507 to connect with the branch nearest you.

Customized term loan options for financing needs of over $750,000

When your needs exceed $750,000, we can help finance equipment, refinance existing debt, or meet other long term capital requirements.

At CB&T, our expertise in a wide variety of industries can help you finance your operations whether you do business locally, nationally, or worldwide – so you can consult with seasoned commercial bankers who understand both local and Pacific Rim business markets.

Our highly trained business bankers will sit down with you to discuss your specific term loan needs, offer insight on changing market conditions, and work with you to customize a loan that best meets your strategic goals.

We’re dedicated to building strong business banking relationships, so we’ll be there to help you every step of the way. Call to consult a CB&T business banker at your nearest branch for more details – and get expert advice on the best ways to use a term loan to finance your business.

Note: All loans and lines of credit are subject to credit approval. Restrictions apply, see banker for details.