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Initiate electronic transactions through the ACH Network to ease administrative costs and distribute funds to your accounts, vendors’ accounts, or employees’ accounts.
Automated Clearing House (ACH) Credit Origination[cite::120::cite] allows you to initiate electronic transactions through the ACH Network. This includes distributing funds to your own accounts, to your vendors’ accounts, or to your employees’ accounts for Payroll and Expense Reimbursements.
Payment instructions are sent in an industry-standard NACHA[cite::121::cite] format, generated either through your own system, a payroll vendor or other third-party processor, or the ACH module of our Treasury Internet Banking service. This service allows scheduling disbursements for any type of payment, including vendor payments, federal and state tax payments, and employee payments such as direct deposit payroll, expense reimbursements, and pension payments.