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Important Note: U.S. Government Stimulus Funds
All direct deposit funds, including Federal stimulus payments, are deposited once a day in the overnight hours. If deposited, funds are credited by 6 a.m. local time. If the payment does not appear in your account at 6 a.m., please check back the following day. You can find the most up-to-date information on your Economic Impact Payment at IRS.gov.
Zero Balance Accounts
Automatically consolidate excess funds from multiple accounts into one concentration account at the end of each business day with zero balance accounts.
Consolidate excess balances from multiple accounts into just one account to centralize your cash management and improve cash flow. With Zero Balance Accounts, excess funds from multiple accounts are automatically consolidated into just one concentration account at the end of each business day. Then, as needed, these funds are automatically moved into your other operating accounts to cover any items that need to be paid.
This helps you:
Improve cash management through more centralized control.
Enhance cash flow by maintaining zero balances in your subsidiary operating accounts.
Eliminate complexity with fewer accounts to fund.
Reduce workload with no need for manual account transfers.
Improve accounting control by maintaining separate accounts for multiple company functions, each with their own monthly statements.
Reduced overdraft risk with automatic funding from the concentration account to cover daily disbursement.