Let the house-hunting begin.


Get up to 1/2% mortgage discount

  • Reduce your rate by 0.25% on the purchase of a home with a portfolio Hybrid ARM[cite::203::cite]
  • Save 0.125% with a personal California Bank & Trust account and 12 months payment PITI[cite::204::cite] [cite::205::cite]
  • Save another 0.125% with electronic automated payments from a CB&T deposit account


Our exclusive offer applies to Hybrid Adjustable Rate Mortgages (ARMs) with competitive rates and fixed payments for 3/1, 5/1, 7/1 or 10/1 term options. For example, a “7/1 loan” has a fixed monthly payment and interest for the first seven years and then turns into a traditional ARM, based on then-current rates for the remaining period.

Our mortgage loan officers can help

When you’re ready, work with one of our mortgage loan officers, who will assess your needs, explain your options, and help you select the right loan from a variety of rates and terms. Find one today and get a head start on your homebuying plans.


Let us help with mortgage options that will get you moving.

Find a mortgage loan officer (MLO) near you by clicking below or by calling (877) 515-4800.
If you’re not quite ready to buy, start with our online resources, which include a Mortgage Checklist, Home Purchase Basics, Consumer Handbook on ARMs, Mortgage Calculators and a Mortgage Glossary.