AmaZing Business Visa® Credit Cards*

Choose the right rate, flexible rewards points, or cash back with every business purchase.

Three AmaZing Business Visa® Credit Cards*

At California Bank & Trust (CB&T), we like to give you options that fit your business. That's why we give you a choice of three different AmaZing Business Visa® Credit Cards: AmaZing Rate®, AmaZing Rewards®, or AmaZing Cash®. With all three cards, you get a convenient payment solution for all of your business expenses, plus your choice of our lowest rate option, rewards points, or cash back.

Compare rates, special offers, benefits and more using the table below, then simply stop by your local CB&T branch to get started.

Credit Card
Details
Additional Information

AmaZing Rewards Visa Credit Card

AmaZing Rate®
for Business Visa Credit Card

APR

10.50% Variable APR*

Rewards

None

Annual Fees

None

Special Offers

Bonus statement credit of $250 when you spend $2,500 in the first 90 days1

0% Introductory APR on purchases and balance transfers for 6 months, 10.50% variable APR after that2

Features and Benefits

CBT Business Mobile Banking

CBT Mobile Card Fraud Alert Service

Apple Pay®/ Samsung Pay®/ Android Pay™ 3

AmaZing Deals®

Chip Card Technology

AmaZing Rewards Visa Credit Card

AmaZing Rewards®
for Business Visa Credit Card

View program details

APR

14.50% Variable APR*

Rewards

1 point for every dollar spent – no cap.4

Annual Rewards Bonus5

Annual Fees

None

Special Offers

Earn 25,000 points when you spend $2,500 in the first 90 days.1

0% introductory APR on purchases for 6 months, variable APR after that.2

Features and Benefits

CBT Business Mobile Banking

CBT Mobile Card Fraud Alert Service

Apple Pay®/ Samsung Pay®/ Android Pay™ 3

AmaZing Deals®

Chip Card Technology

AmaZing Cash Visa Credit Card

AmaZing Cash®
for Business Visa Credit Card

View program details

APR

14.50% Variable APR*

Rewards

2% cash back on select business purchases; 1% cash back everywhere else – no cap.6

Annual Fees

None

Special Offers

Earn $250 when you spend $2,500 in the first 90 days.1

0% introductory APR on purchases for 6 months, variable APR after that.2

Features and Benefits

CBT Business Mobile Banking

CBT Mobile Card Fraud Alert Service

Apple Pay®/ Samsung Pay®/ Android Pay™ 3

AmaZing Deals®

Chip Card Technology

 

Many Valuable Benefits

  • Visa® SavingsEdge®*
  • No-penalty APR
  • Local and 24/7 U.S.-based customer service
  • Visa® services and benefits*
    • Zero Liability7
    • Purchase Alerts8
    • Concierge Service
    • Auto Rental Collision Damage Waiver
  • Visa IntelliLink Reporting Services9

Apply Today

Connect with a California Bank & Trust professional banker to apply for the card. To find a location near you, click here or call (800) 355-0507.

View and print the AmaZing Business Credit Card Agreement and Disclosure

View and print the Visa Business Credit Card Guide to Benefits

Click here for information about our CashBack for Business Visa® Card.

Click here for information about our Visa® Business Credit Card.


* Credit cards subject to credit approval. Certain terms, conditions, and restrictions apply. All offers are subject to change at any time and may not be available with all card types. These APRs are accurate as of 12/01/2016 and actual APR may vary with the market based on the Prime Rate as published in the Wall Street Journal. See California Bank & Trust Business Credit Card Agreement and Disclosures for more details. Transactional items, such as cash advances, balance transfers, returned merchandise, etc., are not eligible to earn rewards or bonuses.

1. Bonus offer: Earn $250 Cash Back bonus with the Amazing Cash for Business card, or 25,000 rewards points with the AmaZing Rewards for Business card, or a $250 statement credit with the AmaZing Rate for Business card, when your business spends $2,500 in the first 90 days of account opening. One bonus payment is allowed per business, not per account or per card. Cash Bonus payment of $250 or statement credit will be deposited in to a deposit account or credited to the account statement, and rewards points bonus will be added to rewards points balance within 4 to 6 weeks from the end of the 90-day promotion.

2. Intro APR: 0.00% Introductory APR on purchases for the first 6 months; after that, a variable APR will range from 10.50 % - 14.50% based on margin. Intro APR does not apply to cash advances. Purchases made during the first 6 months of account opening will not be charged any interest. 0.00% Introductory APR on balance transfers for 6 months from the date the balance transfers post to the account with AmaZing Rate for Business, 10.50% variable APR after that. A 3% balance transfer fee for each transfer ($5 minimum) will apply. Transfers made during the introductory period will not be charged any interest. Balance transfer must be requested within 60 days of opening the account. Minimum balance payments are still required each month.

3. Trademarks used are the property of their registered owner and California Bank & Trust is neither affiliated with nor endorses these companies or their products/services.

4. AmaZing Rewards® Points: Cardholder earns one (1) Rewards Point for every dollar spent on eligible net purchases only. Points may be redeemed against any qualifying purchases. Purchases must be redeemed within 90 days of purchase date and you must have at least 2,500 points to redeem. Account must be in good standing. See the AmaZing Rewards for Business Program Terms and Conditions for full details.

5. Offer available on AmaZing Rewards for Business card. A cardholder may earn an annual reward bonus ranging from 0% up to 25% of the total rewards points they have earned on non-promotional offers within the calendar year. This annual bonus is not 0%-25% of annual spend on the card; but rather it is 0%-25% of the total rewards points that the cardholder has earned throughout the year. This annual bonus is in addition to the 1% rewards points that a cardholder earns on every purchase. The percentage amount of the annual bonus is determined by which tier the cardholder's annual net spend falls into. Annual Spending Tiers: Tier 1: $0 – $49,999 = 0%, Tier 2: $50,000 – $99,999 = 5%, Tier 3: $100,000 – $149,999 = 10%, Tier 4: $150,000 – $199,999 = 15%, Tier 5: $200,000 – $249,999 = 20%, Tier 6: $250,000+ = 25%. For example, with an annual spend of $120,500 you would earn 120,500 points (1% rewards) plus an annual bonus of 12,050 points (10% under Tier 3). The annual bonus will be added to your rewards points balance within 6 weeks of the calendar year’s end. Transactional items such as cash advances, balance transfers, returned merchandise, etc., are not eligible. The following table offers examples of how the annual bonus program works:

If You Spend You Get 1 Point for Every Dollar Depending on the Annual Bonus Spending Tiers You May Get an Additional Annual Rewards Points Bonus Earnings on Your Rewards Points Plus Annual Bonus
$45,000 45,000 ≤ $49,999 = 0% 0 45,000
$70,500 70,500 $50,000 - $99,999 = 5% 3,525 74,025
$120,500 120,500 $100,000 - $149,999 = 10% 12,050 132,550
$170,500 170,500 $150,000 - $199,999 = 15% 25,575 196,075
$220,500 220,500 $200,000 - $249,999 = 20% 44,100 264,600
$400,000 400,000 $250,000 or more = 25% 100,000 500,000

6. AmaZing Cash® Back for Business: 2% Cash Back is earned on select business purchases, which includes office supplies, wireless telephone services, computer network services, insurance products, and telecommunications services and equipment. If earnings in these categories exceed 20% of total purchases for the year, cardholder will earn 1% cash back. Cash Back is not earned on transactional items such as cash advances, balance transfers, returned merchandise, etc. Must have at least $25 earned cash back in order to redeem. Account must be in good standing. See the AmaZing Cash Back for Business Program Terms and Conditions for full details.

7. Zero Liability: Cardholder is not responsible for fraudulent charges made with their card or account information as long as they promptly notify California Bank & Trust of unauthorized card use. Does not apply to small business ATM or PIN transactions. Disputed transactions must post to your account before provisional credit will be issued. For specific conditions, limitations, and other details, please call the number on the back of your card.

8. Purchase Alerts: Must be enrolled in Online Banking to enroll in Purchase Alerts. PIN-based debit card transactions are not eligible to receive alerts. Standard message and data rates from your wireless provider may apply. Actual time to receive alert is dependent on wireless service and coverage within the area.

9. Visa IntelliLink: This is an optional service provided by Visa; a monthly fee of $35 per company will apply.