AmaZing Business Visa® Credit Cards*

Cash Back or Flexible Rewards Points? Take Your Pick

At California Bank & Trust (CB&T), rewarding your business is our business. That's why we give you a choice of two different AmaZing Business Visa® Credit Cards, AmaZing Cash® or AmaZing Rewards®. With either card, you can take advantage of a rewarding and convenient payment solution for all of your business expenses.

Compare rates, special offers, benefits and more using the table below, then simply stop by your local CB&T branch to get started.

Credit Card
Details
Additional Information

AmaZing Rewards Visa Credit Card

AmaZing Rewards®
for Business Visa
Credit Card

View program details

APR

14.50% Variable APR*

Rewards

1 point for every dollar spent – no cap.1

Annual Rewards Bonus3

Annual Fees

None

Special Offers

25,000 Bonus Rewards Points when you spend 2,500 in the first 90 days.2

0% Introductory APR on Purchases for 6 months, 14.50% after that.4

Features and Benefits

CBT Business Mobile Banking

CBT Mobile Card Fraud Alert Service

Apple Pay

AmaZing Deals®

Chip Card Technology

AmaZing Cash Visa Credit Card

AmaZing Cash®
for Business Visa
Credit Card

View program details

APR

14.50% Variable APR*

Rewards

2 % cash back on eligible business purchases; 1% cash back everywhere else – no cap.5

Annual Fees

None

Special Offers

$250 Bonus Cash Back when you spend $2,500 in the first 90 days.2

0% Introductory APR on Purchases for 6 months, 14.50% after that.4

Features and Benefits

CBT Business Mobile Banking

CBT Mobile Card Fraud Alert Service

Apple Pay

AmaZing Deals®

Chip Card Technology

 

Apply Today

Connect with a California Bank & Trust professional banker to apply for the card. To find a location near you, click here or call (800) 355-0507.

View and print the AmaZing Business Credit Card Agreement and Disclosure

View and print the Visa Business Credit Card Guide to Benefits

Click here for information about our CashBack for Business Visa® Card.

Click here for information about our Visa® Business Credit Card.


* Credit cards subject to credit approval. Terms, conditions, and restrictions apply. These are variable rate products. The APR is based on Prime Rate, as stated in the Wall Street Journal currently 3.50% as of 08/01/2016. The interest rate payable on the card will change effective with changes in the Index. See California Bank & Trust Business Credit Card Agreement and Disclosures for more details. All offers subject to change at any time.

1. One (1) Rewards Point is earned for every dollar spent on eligible net purchases only. Transactional items such as cash advances, balance transfers, returned merchandise, etc. are not eligible. Redemption for Rewards Points – Qualified purchases must be redeemed within 90 days of purchase date and you must have at least 2,500 points to redeem.

2. Bonus offer – Earn $250 cash bonus or 25,000 rewards points when your business spends $2,500 in the first 90 days of account opening (Cash advances, balance transfers and quasi cash amounts do not qualify toward $2,500 spend). One bonus payment is allowed per business, not per account or per card. Cash Bonus payment of $250 will be deposited to a deposit account and rewards points bonus will be added to rewards points balance within 4 to 6 weeks from the end of the 90-day promotion. Offer applies to new AmaZing Business Credit Cards opened on or after 1/02/2014.

3. Offer available on Amazing Rewards for Business card. A cardholder may earn an annual reward bonus ranging from 0% up to 25% of the total rewards points they have earned on non-promotional offers within the calendar year. This annual bonus is not 0-25% of annual spend on the card; but rather it is 0-25% of the total rewards points that the cardholder has earned throughout the year. This annual bonus is in addition to the 1% rewards points that a cardholder earns on every purchase. The percentage amount of the annual bonus is determined by which tier the cardholder's annual net spend falls into. Annual Spending Tiers: Tier 1: $0 - $49,999 = 0%, Tier 2: $50,000 - $99,999 = 5%, Tier 3: $100,000 - $149,999 = 10%, Tier 4: $150,000 - $199,999 = 15%, Tier 5: $200,000 - $249,999 = 20%, Tier 6: $250,000+ = 25%. For example, with an annual spend of $120,500 you would earn 120,500 points (1% rewards) plus an annual bonus of 12,050 points (10% under Tier 3). The annual bonus will be added to your rewards points balance within 6 weeks of the calendar year end. Transactional items such as cash advances, balance transfers, returned merchandise, etc. are not eligible. The following table offers examples of how the annual bonus program works:

If you spend You get 1 Point for every dollar Depending on the Annual Bonus Spending Tiers You may get an additional Annual Rewards Points Bonus Earnings on your Rewards Points plus Annual Bonus
$45,000 45,000 ≤ $49,999 = 0% 0 45,000
$70,500 70,500 $50,000 - $99,999 = 5% 3,525 74,025
$120,500 120,500 $100,000 - $149,999 = 10% 12,050 132,550
$170,500 170,500 $150,000 - $199,999 = 15% 25,575 196,075
$220,500 220,500 $200,000 - $249,999 = 20% 44,100 264,600
$400,000 400,000 $250,000 or more = 25% 100,000 500,000

4. 0.00% Introductory APR on purchases for the first six months from account opening, after that, 14.50% variable APR. Interest will not be charged during the first six month introductory period of account opening. Minimum balance payments are still required each month. This offer only available to new business credit cards.

5. AmaZing Cash® Back for Business - 2% Cash Back is earned on select business purchases which include office supplies, wireless telephone services, computer network services, insurance products, and telecommunications services and equipment. If earnings in these categories exceed 20% of total purchases for the year, cardholder will earn 1% cash back. Cash Back is not earned on transactional items such as cash advances, balance transfers, returned merchandise, etc. Must have at least $25 earned cash back in order to redeem. Account must be in good standing. See the AmaZing Cash Back for Business Program Terms and Conditions for full details.

6. Standard message and data rates from your wireless provider may apply.

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