AmaZing Business Visa® Credit Cards*
Earn cash back or flexible rewards points with every business purchase.
Two AmaZing Business Visa® Credit Cards*
At California Bank & Trust (CB&T), rewarding your business is our business. That's why we give you a choice of two different AmaZing Business Visa® Credit Cards, AmaZing Cash® or AmaZing Rewards®. With both cards, you can take advantage of a rewarding and convenient payment solution for all of your business expenses.
Compare rates, special offers, benefits and more using the table below, then simply stop by your local CB&T branch to get started.
|
AmaZing Rewards® |
APR14.50% Variable APR* Rewards1 point for every dollar spent – no cap.1 Annual Rewards Bonus3 Annual FeesNone |
Special OffersEarn 25,000 points when you spend $2,500 in the first 90 days.2 0% introductory APR on purchases for 6 months, 14.50% after that.4 Features and Benefits |
|
AmaZing Cash® |
APR14.50% Variable APR* Rewards2% cash back on select business purchases; 1% cash back everywhere else – no cap.5 Annual FeesNone |
Special OffersEarn $250 when you spend $2,500 in the first 90 days.2 0% introductory APR on purchases for 6 months, 14.50% after that.4 Features and Benefits |
Many Valuable Benefits
- Visa® Savings Edge*
- No-penalty APR
- Local and 24/7 U.S.-based customer service
- Visa® services and benefits*
- Zero Liability
- Purchase Alerts
- Concierge Service
- Auto Rental Collision Damage Waiver
- Visa IntelliLink® Reporting Services7
Apply Today
Connect with a California Bank & Trust professional banker to apply for the card. To find a location near you, click here or call (800) 355-0507.
View and print the AmaZing Business Credit Card Agreement and Disclosure
View and print the Visa Business Credit Card Guide to Benefits
Click here for information about our CashBack for Business Visa® Card.
Click here for information about our Visa® Business Credit Card.
* Credit cards subject to credit approval. Certain terms, conditions, and restrictions apply. All offers are subject to change at any time, and may not be available with all card types. These APRs are accurate as of 09/01/2016 and actual APR may vary with the market based on the Prime Rate as published in the Wall Street Journal. See California Bank & Trust Business Credit Card Agreement and Disclosures for more details.
1. One (1) Rewards Point is earned for every dollar spent on eligible net purchases only. Points may be redeemed against any qualifying purchases. Purchases must be redeemed within 90 days of purchase date and you must have at least 2,500 points to redeem. Account must be in good standing. See the AmaZing Rewards for Business Program Terms and Conditions for full details.
2. Bonus offer – Earn $250 cash bonus or 25,000 rewards points when your business spends $2,500 in the first 90 days of account opening. One bonus payment is allowed per business, not per account or per card. Cash Bonus payment of $250 will be deposited in to a deposit account and rewards points bonus will be added to rewards points balance within 4 to 6 weeks from the end of the 90-day promotion.
3. Offer available on AmaZing Rewards for Business card. A cardholder may earn an annual reward bonus ranging from 0% up to 25% of the total rewards points they have earned on non-promotional offers within the calendar year. This annual bonus is not 0-25% of annual spend on the card; but rather it is 0-25% of the total rewards points that the cardholder has earned throughout the year. This annual bonus is in addition to the 1% rewards points that a cardholder earns on every purchase. The percentage amount of the annual bonus is determined by which tier the cardholder's annual net spend falls into. Annual Spending Tiers: Tier 1: $0 – $49,999 = 0%, Tier 2: $50,000 – $99,999 = 5%, Tier 3: $100,000 – $149,999 = 10%, Tier 4: $150,000 – $199,999 = 15%, Tier 5: $200,000 – $249,999 = 20%, Tier 6: $250,000+ = 25%. For example, with an annual spend of $120,500 you would earn 120,500 points (1% rewards) plus an annual bonus of 12,050 points (10% under Tier 3). The annual bonus will be added to your rewards points balance within 6 weeks of the calendar year’s end. Transactional items such as cash advances, balance transfers, returned merchandise, etc., are not eligible. The following table offers examples of how the annual bonus program works:
| If You spend | You Get 1 Point for Every Dollar | Depending on the Annual Bonus Spending Tiers | You May Get an Additional Annual Rewards Points Bonus | Earnings on Your Rewards Points Plus Annual Bonus |
| $45,000 | 45,000 | ≤ $49,999 = 0% | 0 | 45,000 |
| $70,500 | 70,500 | $50,000 - $99,999 = 5% | 3,525 | 74,025 |
| $120,500 | 120,500 | $100,000 - $149,999 = 10% | 12,050 | 132,550 |
| $170,500 | 170,500 | $150,000 - $199,999 = 15% | 25,575 | 196,075 |
| $220,500 | 220,500 | $200,000 - $249,999 = 20% | 44,100 | 264,600 |
| $400,000 | 400,000 | $250,000 or more = 25% | 100,000 | 500,000 |
4. 0.00% Introductory APR on purchases; after that, a 14.50% variable APR. Intro APR does not apply to cash advances. Purchases made during the first 6 months of account opening will not be charged any interest. Minimum balance payments are still required each month.
5 AmaZing Cash® Back for Business – 2% Cash Back is earned on select business purchases, which includes office supplies, wireless telephone services, computer network services, insurance products, and telecommunications services and equipment. If earnings in these categories exceed 20% of total purchases for the year, cardholder will earn 1% cash back. Cash Back is not earned on transactional items such as cash advances, balance transfers, returned merchandise, etc. Must have at least $25 earned cash back in order to redeem. Account must be in good standing. See the AmaZing Cash Back for Business Program Terms and Conditions for full details.
6. Standard message and data rates from your wireless provider may apply.
7. Visa IntelliLink® – This is an optional service provided by Visa; a monthly fee of $35 per company will apply.
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