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Important Note: U.S. Government Stimulus Funds
All direct deposit funds, including Federal stimulus payments, are deposited once a day in the overnight hours. If deposited, funds are credited by 6 a.m. local time. If the payment does not appear in your account at 6 a.m., please check back the following day. You can find the most up-to-date information on your Economic Impact Payment at IRS.gov.
How is Dual Authorization different than Enhanced Account Protection (EAP)?
Both are internal security controls for your online banking activities.
By its nature, Dual Authorization requires at least two users, and gives the additional control where transactions submitted by one user's credentials must be approved with a second user's credentials.
EAP, on the other hand, can be used by single-user companies as well as multi-user companies. EAP provides a text message code to your phone which you must enter into online banking to complete the requested transaction. If someone other than you try to use your credentials to create transactions, your phone will receive the text message with the code. Also, fraudulent users can't change your telephone number without you being sent a code to alert you if someone is attempting fraud on your accounts.