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If I'm protected from foreclosure, and repossession, do I have to make my payments?
Yes, payments are still required. Although the SCRA protects you from foreclosure, and repossession without a court order, California Bank & Trust may take any of these actions if a court considers it appropriate. Also, the Bank will continue to report any delinquent payments to the credit bureau. Any missed or late payments, even if during a covered active duty period, will affect your credit rating.