What happens after I submit my check deposit?

After successfully submitting your check, the deposit process will begin. The processing time to complete the deposit may vary.

If we accepted your deposit:

  • Funds deposited before 6:00pm PT on a business day (every day except Saturday, Sundays and federal holidays) are generally available for withdrawal on the next business day. For example, if you deposit a check at 2:00pm on Thursday, you'll see it in your account on Friday. Deposits after the cutoff time or on a non-business day, such as Saturdays, Sundays, or federal holidays, the funds will generally be available on the 2nd business day.
  • We'll send you an email within 1 business day with your deposit status.
  • Even though the image was approved for deposit, it will follow the same posting process as a traditional paper check. It may take several hours from the time the deposit was approved to when it appears in your account. You will see the deposit on the next business day and receive an email notifying you that the deposit was successful.
  • Deposits may be subject to additional holds.

If your deposit is declined, we will email you a notice by the first business day after the day we receive your deposit.