Types of Loans
The array of loans available to minority and women-owned businesses is as different and varied as the types of businesses our customers own. To help you sort through these loan options and direct you to the best possible outcome, CB&T has outlined some of the most relevant loan types here. These are just a few of the many options available to business owners. To learn more about the loans California Bank & Trust offers to small businesses, visit our Small Business Loans page.
- Business Line of Credit – A flexible revolving credit line with convenient check access to funds. Your credit availability is continually replenished as balances are repaid, which makes it ideal for financing receivables, purchasing inventory or other working capital needs.
- Commercial Real Estate Financing – Whether you are purchasing or refinancing your owner–occupied commercial real estate, California Bank & Trust can help structure a loan to meet your needs.
- Small Business Administration Loans (SBA) – We provide small businesses with SBA Loans from $50,000 to $10,000,000 or more through SBA 7(a) and 504 programs. With Preferred Lender Program (PLP) status and a staff with SBA lending expertise, we can finance the expansion, renovation and acquisition needs of small businesses throughout California.
- CashBack for Business Visa® Credit Card – Turn everyday spending into savings with a cash rebate on many of your day-to-day business expenses. The card also provides a powerful suite of online card management tools and there is no annual fee when you reach an annual spending minimum.