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California Bank & Trust is pleased to offer chip cards to our customers. Chip cards offer improved security, global acceptance and continued ease-of-use.
How a Chip Card Benefits You
Improved Security: With chip card technology, your card data is more secure when used at a chip-enabled terminal. During a payment transaction, the chip assigns a unique code to each transaction. This is different than magnetic stripe technology that stores static information that is used for every transaction. With chip cards, once a transaction is complete, the unique code “expires.” This helps prevent the card data from being reused.
24/7 Fraud Monitoring:
Mobile Card Fraud Alerts:[cite::34::cite]
As Easy to Use as Ever
The chip-enabled terminals work a little differently than a traditional card transaction. Here’s how to pay with your California Bank & Trust Visa card the chip-secured way:
The chip-enabled terminal reads the chip card only when it is inserted. Removing the card too early can interfere with processing the transaction. Make sure you leave your chip card in the terminal throughout the entire transaction and only remove it when prompted.
Because you leave the card inserted in the terminal during the transaction, please remember to take your card with you when you leave.
California Bank & Trust is here to help you make the most of your chip card. For more information, call (800) 400-6080 to speak to a representative.