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Contact a Personal Banker at (800) 355-0507 or visit a branch near you.

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Checking Comparison

Choose from a wide variety of checking account options. Whether your needs call for limited or unlimited check writing, interest-bearing or non interest-bearing accounts, you can work with one of our knowledgeable and experienced bankers to select the checking account that’s right for you.

Beyond Basics Checking

Ideal for

Value-minded customers who don't want to commit to a minimum account balance but who use direct deposit and prefer using their check, credit, or ATM cards to conduct transactions

Opening Deposit

$100 opening balance requirement

Monthly Transaction Volume

10 checks per statement period included without fee1

Monthly Maintenance Fee

No minimum balance requirement. No charge if 10 total combined check card, credit card2

Monthly Paper Statement Fee

No charge if you opt out of paper statements in favor of eStatements; $2 per month otherwise

Optional Considerations

Apply in person at one of our locations.

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Select Benefits Checking

Ideal for

Customers who write more than 10 checks per month and maintain a $1,500 minimum daily account balance

Opening Deposit

$200 opening balance requirement

Monthly Transaction Volume

Unlimited check writing

Monthly Maintenance Fee

No charge if $1,500 daily minimum or $2,000 average balance is maintained; $9 otherwise, or $7 with Direct Deposit during each statement period

Monthly Paper Statement Fee

No charge if you opt out of paper statements in favor of eStatements or maintain the minimum balances listed above; $2 per month otherwise

Optional Considerations

Apply in person at one of our locations.

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Select Benefits Plus Checking

Ideal for

Customers who want similar features and benefits of our Select Benefits Checking account, but who maintain a higher account balance in order to earn a competitive interest rate

Opening Deposit

$200 opening balance requirement

Monthly Transaction Volume

Unlimited check writing

Monthly Maintenance Fee

No charge if $2,500 daily minimum or $4,000 average balance is maintained; $11 otherwise, or $9 with Direct Deposit during each statement period

Monthly Paper Statement Fee

No charge if you opt out of paper statements in favor of eStatements or maintain the minimum balances listed above; $2 per month otherwise

Optional Considerations

Apply in person at one of our locations.

Learn More

Premium Preferred Checking

Ideal for

Customers with larger account balances who want to earn a competitive, tiered interest rate

Opening Deposit

$200 opening balance requirement

Monthly Transaction Volume

Unlimited check writing

Monthly Maintenance Fee

No charge if $3,500 daily minimum or $5,000 average balance is maintained; $15 otherwise, or $13 with Direct Deposit during each statement period

Monthly Paper Statement Fee

No charge if you opt out of paper statements in favor of eStatements or maintain the minimum balances listed above; $2 per month otherwise

Optional Considerations

Apply in person at one of our locations.

Learn More

Need more checks? Reordering checks is a snap with our preferred check provider.

1. No charge if 10 or fewer checks are paid per statement period; $0.75 fee for each additional paid check. For the purposes of the excessive check fee, we count checks as of the date we post them to your account, not as of the date your write them. Bill Pay checks (electronic or paper) are not included in the check count. Checks written (no matter how they are processed) are included.
2. Must be a CB&T issued credit card, and it must be that of the primary owner of the account.