Classic Value Package

ConsiderationsDetails

Ideal for

Customers 62 years of age or older1 who want discounts for having multiple account relationships as well as discounted check orders and fee-refundable Cashier’s Checks and Money Orders.

Features

Select Benefits Plus Checking will serve as the primary checking account.

Select one of the following options as a secondary account:

  • Beyond Basics Savings
  • Money Maximizer
  • Money Maximizer Plus

Add optional Consumer Certificate of Deposit (CD) or Individual Retirement Accounts(s) (IRA).2

The package also requires you to maintain two or more of the following: 

  • DirectNET℠ Consumer Online Banking3
  • Visa® Check Card
  • Money Reserve Account for Overdraft Protection
  • AmaZing Cash® Visa® Credit Card or AmaZing Rewards® Visa Credit Card
  • CB&T Home Mortgage
  • CB&T Home Equity Credit Line or CB&T Home Equity Loan 

Benefits
  • Avoid a Monthly Maintenance fee on the primary account by maintaining required balances.
  • Optional CD and IRA balances are included in the combined average balance, making it easier to maintain required balances.
  • No Monthly Maintenance fees on the secondary account.
  • 1 Corporate Image check order free of printing, shipping and handling cost per calendar year on your primary account.
  • 4 Cashier’s Check or Money Order fees refunded per calendar year on your primary account.

Monthly Maintenance Fee

No charge if $15,000 combined average balance is maintained in package accounts (primary, secondary, and optional accounts); $17 otherwise.

Monthly Paper Statement Fee

No charge if you opt out of paper statements in favor of eStatements for your primary and secondary accounts or maintain the required balances for those individual accounts; otherwise $2 for each account that is not enrolled in eStatements or does not meet that account’s balance requirements.

Apply

Apply in person at one of our locations.

1. Must be the primary account holder, as determined by the name listed first on the account.
2. The primary owner of the Select Benefits Plus Checking account must be an owner of the optional CD or IRA in order to be added to the package.
3. DirectNET Consumer Online Banking services must be actively maintained by logging in a least once every 6 months.
For additional applicable disclosures, please refer to the Personal Checking and Savings Options brochure.