Family Advantage Package


Ideal for

Designed for customers who need up to five accounts for themselves, children or other family members.1


Select Benefits Plus Checking will serve as the primary checking account.

Select one of the following options as a secondary account:

  • Beyond Basics Checking
  • Select Benefits Checking
  • Money Maximizer
  • Money Maximizer Plus

As an option, add one additional account from the list above, that is a different product from selected secondary account, and up to two Beyond Basics Savings accounts.

The package also requires you to maintain two or more of the following: 

  • DirectNET℠ Consumer Online Banking2
  • Visa® Check Card
  • Money Reserve Account for Overdraft Protection
  • AmaZing Cash® Visa® Credit Card or AmaZing Rewards® Visa Credit Card
  • CB&T Home Mortgage
  • CB&T Home Equity Credit Line or CB&T Home Equity Loan 


  • Avoid a Monthly Maintenance fee on the primary account by maintaining required balances.
  • No Monthly Maintenance fees on the secondary account and optional accounts.3
  • 1 Overdraft Deposit Transfer fee reimbursed per statement period on your primary account.
  • 2 Non-CB&T ATM Transaction fees waived per statement period on the primary account. (The CB&T fee and ATM providers' fee will be waived).
  • 1 Stop Payment fee reimbursed per statement period on your primary account.

Monthly Maintenance Fee

No charge if $25,000 combined average balance is maintained in package accounts (primary, secondary, and optional accounts); $25 otherwise.

Monthly Paper Statement Fee

No charge if you opt out of paper statements in favor of eStatements for your primary and secondary accounts or maintain the required balances for those individual accounts; otherwise $2 for each account that is not enrolled in eStatements or does not meet that account’s balance requirements (if eligible).4


Apply in person at one of our locations.

1. Account for minor children and other family member must be held jointly with the adult primary owner of the primary account in the package.
2. DirectNET Consumer Online Banking services must be actively maintained by logging in a least once every 6 months.
3. If a Beyond Basics Checking account is chosen as the secondary or optional account, inclusion in or maintaining the balance requirements for the package will not waive any Excessive Transaction fees (in the amount of $0.75 per check) assessed for excessing the check limits on that account.
4. Beyond Basics Checking does not allow for waiver of the Paper Statement fee by maintain balances. If that account is included in the package, the Paper Statement fee can be avoided only by opting out of paper statements.
For additional applicable disclosures, please refer to the Personal Checking and Savings Options brochure.