Savings Comparison

For savings, you can choose from accounts that offer traditional features to those that provide limited access, and may offer higher rates of return. We also offer CDs and IRAs. Your experienced CB&T banker will help build a customized solution that best meets your own savings needs.

Beyond Basics Savings

Ideal for

Customers who want a traditional savings account with a low minimum balance requirement.

Opening Deposit

$200 opening balance requirement.

Monthly Transaction Volume

$5 Excessive Transaction fee for each withdrawal, or ACH debit in excess of three per monthly cycle.1

Monthly Maintenance Fee

No charge if $300 daily minimum balance is maintained; $3 otherwise.

Monthly Paper Statement Fee

No charge if you opt out of paper statements in favor of eStatements or maintain the minimum balance listed above; $2 per statement period otherwise.

Optional Considerations

Link to a CB&T checking account and benefit from:

Apply in person at one of our locations.

For additional applicable disclosures, please refer to the Personal Checking and Savings Options brochure.

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Money Maximizer

Ideal for

Customers who want to earn a competitive, tiered interest rate on their account balances, while having flexible access to their funds.

Opening Deposit

$2,500 opening balance requirement.

Monthly Transaction Volume

$10 Excessive Transaction fee for each check, withdrawal or ACH debit or preauthorized debit (excluding in-person checks or withdrawals) in excess of six per statement period.2

Monthly Maintenance Fee

No charge if $2,500 average balance is maintained; $7 otherwise.

Monthly Paper Statement Fee

No charge if you opt out of paper statements in favor of eStatements or maintain the minimum balance listed above; $2 per statement period otherwise.

Optional Considerations

Link to a CB&T checking account and benefit from:

Apply in person at one of our locations.

For additional applicable disclosures, please refer to the Personal Checking and Savings Options brochure.

Learn More

Money Maximizer Plus

Ideal for

Customers who want to earn an even higher, tiered interest rate on their account balances, while still having access to their funds.

Opening Deposit

$10,000 opening balance requirement.

Monthly Transaction Volume

$15 Excessive Transaction fee for each check, withdrawal or ACH debit in excess of four per statement period.3

Monthly Maintenance Fee

No charge if $10,000 average balance is maintained; $12 otherwise.

Monthly Paper Statement Fee

No charge if you opt out of paper statements in favor of eStatements or maintain the minimum balance listed above; $2 per statement period otherwise.

Optional Considerations

Link to a CB&T checking account and benefit from:

Apply in person at one of our locations.

For additional applicable disclosures, please refer to the Personal Checking and Savings Options brochure.

Learn More
1, 2, 3. Additional Transaction Limitations: Transfers from a savings account or money market account to another account or to third parties by preauthorized, automatic, telephone, or computer transfer or by check, debit card, or similar order to third parties are limited to six per monthly statement cycle. By law, if the above limits are exceeded three (3) times in twelve (12)-month period, the account will be closed or changed to a different type of account. For purposes of the transaction limitation, we count Money Market checks as of the date we post them to your account, not as of the date your write them.