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OnCard
It’s a card. It’s an app. And together, they make managing money a snap. Set a budget, share money and track spending with our OnCard® reloadable prepaid debit card and special app.
Manage your money even if you’re not the one spending it. OnCard is our reloadable prepaid debit card that you control with a built-in, easy-to-use app.
Most cards just spend. OnCard does more. Simply load funds and give OnCard to your college student, nanny, contractor or children 13 years of age or older to allocate funds. You’ll have total control because the power is in your hands whether from desktop or app.
Have an existing card?
Received a new card?
Use OnCard to budget, share money and track spending with:
College students
Easily get money to them and allow them to allocate it to cover college expenses
Young dependents
Reward children 13 and older for weekly chores while teaching healthy financial habits
Nannies
Provide spending money for childcare needs and maintain control
Vacation planning
Set aside money and then take OnCard with you
Contractors and handy workers
Stay on budget and schedule with ongoing household projects
Shop online with limited exposure
Use a single card to keep an eye on funds
Discover ways to use the mobile app.
ONCARD IS EASY-TO-USE
Think of the app as your command center for all card-related activity:
- Add money to the card
- View balances, transactions and spending trends
- Manage your account with features that let you budget, share money and lock and unlock your card
Whether providing funds for the team or a household project, OnCard provides flexibility, simplicity and control. Enrollment requires the primary cardholder to have a checking or savings account with CB&T. If you don't have a CB&T account, visit your nearest branch to enroll.
Learn to budget with OnCard.
SUCCESSFUL BUDGETING
Budgeting isn't always fun, but it's essential. OnCard makes it easy and realistic. The app helps you establish a budget based on your first month of spending, taking away some of the guesswork and wishful thinking that can accompany a budget. Here’s how it works:
- Plan a budget based on how you want to spend
- Track your actual spending against your monthly budget
- See spending trends month-to-month
- Adjust your budget categories as necessary
How to share funds via OnCard.
SIMPLE MONEY SHARING
OnCard lets you share the wealth. Seamlessly transfer money to other cardholders while maintaining visibility and control. It's a fast, easy way to:
- Add a secondary cardholder and up to five additional cardholders
- Transfer money to and from additional cardholders
- View activity for all cardholders
- Lock and unlock all cards
View and Print the Terms & Conditions and Fees
Learn more by visiting our FAQs