IMPORTANT: California Bank & Trust will be making security upgrades to our digital systems on Tuesday, June 23, 2020. To see how you can be prepared for this update, please click here.
Senior Advantage Checking
This account provides those age 62 or older with convenient money management tools and lower fees.[cite::1::cite]
Account Details
Minimum Opening Deposit
$50
Monthly Maintenance Fee
$5
Avoid the Monthly Maintenance Fee
Keep a minimum daily balance[cite::186::cite] of $500 or incoming ACH direct deposits of at least $250 per month.[cite::206::cite]
Monthly Paper Statement Fee
$0
Account Features & Benefits
The following services are included every month:
- Enjoy no monthly service fee[cite::206::cite] when you maintain a minimum daily balance[cite::186::cite] of $500 or make at least $250 in direct deposits per month, otherwise $5[cite::1::cite]
- Use Online Banking and Online Bill Pay to manage finances on your time through a mobile phone, tablet, or computer[cite::2::cite]
- Skip the branch and deposit checks through your mobile device[cite::3::cite]
- Go paperless with eStatements, eNotices, and eTax Documents
- Shop anywhere Visa® is accepted with your California Bank & Trust Debit card or Credit card,[cite::10::cite] including support for Apple®/Android™/Samsung® Pay[cite::12::cite]
- Use any ATM in the U.S. and California Bank & Trust will waive the first withdrawal fee at other banks’ ATMs each month[cite::13::cite]
- Call our U.S.-based customer service 7 days a week
- Need more checks? Reordering checks is a snap with our preferred check provider