Senior Advantage Checking

Personal Banking > Checking >

This account provides those age 62 or older with convenient money management tools and lower fees.[cite::1::cite]

Minimum Opening Deposit

$50

Monthly Maintenance Fee

Avoid the Monthly Maintenance Fee

Minimum daily balance[cite::6::cite] of $500 or incoming ACH directdeposits of at least $250 per month.

Monthly Paper Statement Fee

The following services are included every month:

Enjoy no monthly service fee when you maintain a minimum daily balance of $500 or make at least $250 in direct deposits per month, otherwise $5[cite::6::cite]
Open your account with a minimum deposit of $50
Use Online Banking and Online Bill Pay to manage finances on your time through a mobile phone, tablet, or computer[cite::2::cite]
Skip the branch and deposit checks through your mobile device[cite::3::cite]
Move your money digitally with direct deposit, automatic withdrawals, and Popmoney® person-to-person transfers[cite::4::cite]
Go paperless with eStatements, eNotices, and eTax Documents[cite::5::cite]
Shop anywhere Visa® is accepted with your California Bank & Trust Debit card or Credit card,[cite::10::cite] including support for Apple®/Android™/Samsung® Pay[cite::12::cite]
Use any ATM in the U.S. and California Bank & Trust will waive the first withdrawal fee at other banks’ ATMs each month[cite::13::cite]
Call our U.S.-based customer service 7 days a week
Need more checks? Reordering checks is a snap with our preferred check provider