IMPORTANT: California Bank & Trust will be making security upgrades to our digital systems on Tuesday, June 23, 2020. To see how you can be prepared for this update, please click here.
Personal Credit Cards
A choice of ways to be savvy on how you spend
Get credit for picking a card with so many benefits.
We’re proud to introduce a full suite of Premium Credit Cards to supplement our selection of AmaZing personal credit cards.[cite::44::cite] Find the one that’s a match for your lifestyle. These Visa® cards offer a selection of reward programs, benefits and competitive APRs. From a great low rate to a card packed with premium travel benefits, you can be one of the savviest spenders around.
Low Rate Visa® Card
-
Special Offer:
Bonus statement credit of $50 when you spend $2,000 in the first 90 days[cite::50::cite]
0% Introductory APR on purchases and balance transfers for 6 months, [rate::[minApr::cbt::CA::credit::408::lowRateRewardsCard]::rate] - [rate::[maxApr::cbt::CA::credit::408::lowRateRewardsCard]::rate] variable APR after that[cite::47::cite]
-
APR:
[rate::[minApr::cbt::CA::credit::408::lowRateRewardsCard]::rate] - [rate::[maxApr::cbt::CA::credit::408::lowRateRewardsCard]::rate] Variable APR[cite::45::cite]
- Annual Fees: None
Rewards Visa® Card
-
Special Offer:
2x points on purchases for the first 90 days[cite::46::cite]
0% Introductory APR on purchases and balance transfers for 6 months, [rate::[minApr::cbt::CA::credit::410::pointsRewardsCard]::rate] - [rate::[maxApr::cbt::CA::credit::410::pointsRewardsCard]::rate] variable APR after that[cite::147::cite]
- APR: [rate::[minApr::cbt::CA::credit::410::pointsRewardsCard]::rate] - [rate::[maxApr::cbt::CA::credit::410::pointsRewardsCard]::rate] variable APR[cite::45::cite]
- Annual Fees: None
-
Rewards:
1 point for every dollar spent with no cap[cite::46::cite]
Annual reward bonus[cite::149::cite]
Cash Back Visa® Card
-
Special Offer:
2% cash back on purchases for the first 90 days[cite::46::cite]
0% Introductory APR on purchases and balance transfers for 6 months, [rate::[minApr::cbt::CA::credit::411::cashRewardsCard]::rate] - [rate::[maxApr::cbt::CA::credit::411::cashRewardsCard]::rate] variable APR after that[cite::147::cite]
- APR: [rate::[minApr::cbt::CA::credit::411::cashRewardsCard]::rate] - [rate::[maxApr::cbt::CA::credit::411::cashRewardsCard]::rate] variable APR[cite::45::cite]
- Annual Fees: None
-
Rewards:
1% cash back on purchases with no cap[cite::46::cite]
Annual reward bonus[cite::48::cite]
Premier Visa® Card
- Special Offer: $150 or 15,000 points when you spend $4,000 in the first 90 days[cite::189::cite]
- APR: [rate::[minApr::cbt::CA::credit::661::cashRewardsCard]::rate] - [rate::[maxApr::cbt::CA::credit::661::cashRewardsCard]::rate] variable APR[cite::45::cite]
- Annual Fees: $95 (Waived Year 1)
-
Rewards:
Enhanced Earn Rate: 2.5% Cash or 2.5x points on travel
Standard Earn Rate: 1.5% Cash or 1.5x points on everything else[cite::190::cite]
Elite Visa® Card
- Special Offer: $300 or 30,000 points when you spend $5,000 in the first 90 days[cite::189::cite]
- APR: [rate::[minApr::cbt::CA::credit::670::cashRewardsCard]::rate] - [rate::[maxApr::cbt::CA::credit::670::cashRewardsCard]::rate] variable APR[cite::45::cite]
- Annual Fees: $195
-
Rewards:
Enhanced Earn Rate: 3% Cash or 3x points on travel & dining
Standard Earn Rate: 1.5% Cash or 1.5x points on everything else[cite::190::cite]
- Travel Credit: $100 annually[cite::191::cite]
Reserve Visa® Card
- Special Offer: $500 or 50,000 points when you spend $5,000 in the first 90 days[cite::189::cite]
- APR: [rate::[minApr::cbt::CA::credit::679::cashRewardsCard]::rate] - [rate::[maxApr::cbt::CA::credit::679::cashRewardsCard]::rate] variable APR[cite::45::cite]
- Annual Fees: $450 (plus $50 per additional cardmember)
-
Rewards:
Enhanced Earn Rate: 3% Cash or 3x points on travel & dining
Standard Earn Rate: 2% Cash or 2x points on everything else[cite::190::cite]
- Travel Credit: $250 annually[cite::191::cite]
So many choices. All of them good.
Our feature-rich checking accounts make it easy to manage your money.
Talk to a banker today.
Contact us to get quick answers at (800) 355-0507 or a branch near you.