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Use your home for all it’s worth.
What's the best thing to do with all that equity in your home? Put it to good financial use. And one of the best ways to do that is with a Home Equity Line of Credit[cite::272::cite] [cite::268::cite] [cite::60::cite] (HELOC) from California Bank & Trust. Our HELOCs offer competitive rates, flexible loan amounts and accommodating repayment terms.
Use your home’s equity to take advantage of a promising opportunity or tackle a new project. Whether it’s building a home office, learning a new career, or simply consolidating debt, our home equity line of credit could be the ideal financing tool.
Enjoy a Home Equity Line of Credit with a low Introductory 1.99% Fixed APR for the first six billing cycles on first lien primary residences, 4.050%-5.425% variable APR thereafter. [cite::272::cite] [cite::268::cite] [cite::60::cite] [cite::61::cite]
For vacation homes and second lien primary properties, enjoy an Introductory 2.49% Fixed APR for the first six billing cycles, 4.050%-6.425% variable APR thereafter. [cite::272::cite] [cite::268::cite] [cite::60::cite] [cite::61::cite]
You may be eligible for an additional interest rate auto-pay[cite::269::cite] discount of 0.25% by making automatic payments from your CB&T deposit account. Maintain two or more qualifying CB&T accounts and receive an ongoing interest rate Relationship Pricing[cite::63::cite] discount of 0.25%.
You have several options to apply: