What's the best thing to do with all that equity in your home? Put it to good financial use. And one of the best ways to do that is with a Home Equity Line of Credit[cite::268::cite] [cite::60::cite] (HELOC) from California Bank & Trust. Our HELOCs offer competitive rates, flexible loan amounts and accommodating repayment terms.
Use your home’s equity to take advantage of a promising opportunity or tackle a new project. Whether it’s building a home office, learning a new career, or simply consolidating debt, our home equity line of credit could be the ideal financing tool.
Features Include:
- Competitive rates starting at 4.050% variable APR.[cite::60::cite] [cite::61::cite]
- Loans are available up to $2,500,000[cite::268::cite]
- Access flexible financing for practically any project
You may be eligible for an additional interest rate auto-pay[cite::269::cite] discount of 0.25% by making automatic payments from your CB&T deposit account. Maintain two or more qualifying CB&T accounts and receive an ongoing interest rate Relationship Pricing[cite::63::cite] discount of 0.25%.
You have several options to apply:
- You can use our “Apply Now” link to reach our online application.
- If you are a current customer and have DirectNETSM Consumer Online Banking, you can also reach the online application by logging in and selecting Apply Now from the Services tab.
- You can also apply in person by finding a branch near you, or
- By calling TeleLoanTM at (800) 429-7685. Please have the following information ready when you call TeleLoan:
- Social Security Number and date of birth (borrower and co-borrower)
- Home address and phone number/mailing address if different from home
- Previous address if at residence for less than 2 years
- Gross monthly income