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AmaZing™ Visa® Personal Credit Cards*

Freedom of Choice Has Never Been so Rewarding.

One Great Banking Relationship

Your lifestyle never holds you back and neither should your credit card. That’s why, at California Bank & Trust (CB&T) we are dedicated to meeting your needs by providing you with secure, flexible, and efficient purchasing solutions. By choosing a credit card from CB&T, you not only get rewarded, you also get a rewarding relationship.

Two AmaZing™ Credit Cards

When you open a new CB&T AmaZing Rewards® or AmaZing Cash® Visa Credit Card, you can earn up to a 25% annual bonus on the AmaZing Rewards or Cash Back you earn during the calendar year. Cardholders will also earn 1 Amazing Rewards point or 1% Cash Back on virtually every dollar spent1. Both cards are designed to be comprehensive purchasing solutions that provide valuable rewards and the freedom to pay for expenses online, in person, or over the phone.

Click here to learn more about the AmaZing Rewards® program.

Click here to learn more about the AmaZing Cash® program.

Three Special Offers

Now you can enjoy double rewards for the first 90 days2, up to a 25% annual rewards bonus3, and 0% introductory APR on purchases and balance transfers from other issuers for 6 months4 11.24%-18.24% variable APR thereafter. Pair those offers with rewards that don’t expire, no annual fee, no rewards fee, and no caps on rewards, and you have a card that is as ready for life’s journeys as you are.

AmaZing Visa Signature® Credit Cards

AmaZing Rewards and AmaZing Cash cardholders may be eligible for Signature status which includes exclusive benefits, service and privileges5. Click here to learn more about Visa Signature benefits.

Stay Connected

For added convenience, DirectNET℠ Online Banking customers also receive exclusive access to our CBT Mobile Banking app. Monitor your accounts and view your transactions from wherever you are. Click here to learn more or enroll in DirectNET Online Banking and CBT Mobile Banking.

Apply Today

Connect with a California Bank & Trust professional banker to apply for the card. To find a location near you, click here or call (800) 355-0507.

DirectNET Online Banking customers can apply online. Simply log in to your account and select “Apply for a Credit Card” from the "Services" tab.

View and Print the Consumer Credit Card Agreement and Disclosure Statement

Click here for information about our Legacy Variable Rate Cards.

Click here for information about our Legacy Fixed Rate Cards.

* Credit cards subject to credit approval. Terms, conditions, and restrictions apply. The APR is variable based on the Wall Street Journal Prime Rate, which is subject to change with the Index, plus a margin based on credit worthiness and card type. Prime Rate is currently 3.25% as of 3/1/2015. The interest rate payable on the card will change effective with changes in the Index. See California Bank & Trust Consumer Credit Card Agreement and Disclosures for more details. All offers subject to change at any time.
1. 1% Cash Back or One (1) Rewards Point – Cardholder may earn either 1% cash back or one (1) rewards point for every dollar spent on net purchases only. Transactional items such as cash advances, balance transfers, returned merchandise, etc. are not eligible. Participation in AmaZing Cash Back® program requires a CB&T deposit account in the same name as the cardholder. Earned cash back will be credited in increments of $50.00. Redemption for Rewards Points – Qualified purchases must be redeemed within 90 days of purchase date and you must have at least 2,500 points to redeem.
2. Double Rewards for first 90 days – Earn double (2%) cash back or double (2) rewards points for the first 90 days of account opening for every dollar spent on net purchases. Transactional items such as cash advances, balance transfers, returned merchandise, etc. are not eligible. At the end of the 90 days, cardholder will earn 1% cash back or one (1) rewards point for every dollar spent on net purchases. This offer only available to new consumer credit card accounts and not available with all card types.
3. Annual Rewards Bonus—Offer available on AmaZing Rewards and Amazing Cash cards only. A cardholder may earn an annual rewards/cash bonus ranging from 0% up to 25% of the total rewards/cash back they have earned in the calendar year. This bonus is not 0-25% of annual spend on the card; but rather it is 0-25% of the total rewards/cash that the cardholder has earned throughout the year. This annual bonus is in addition to the 1% rewards/cash back that a cardholder earns on every purchase. The percentage amount of the annual bonus is determined by which tier the cardholders annual spend falls into. Annual Spending Tiers: Tier 1 - $0 - $4,999 = 0%, Tier 2 - $5,000 - $9,999 = 5%, Tier 3 - $10,000 - $14,999 = 10%, Tier 4 - $15,000 - $19,999 = 15%, Tier 5 - $20,000 - 24,999 = 20%, Tier 6 - $25,000+ = 25%. For example, If an AmaZing Rewards cardholder spends $25,000 in one calendar year, cardholder will earn 1 point on every dollar spent (25,000 points) plus an additional 25% more points (25,000 x .25 = 6,250), making total points earned 31,250 (25,000 + 6,250) or 1.25% total annual points. The annual bonus will be credited to your rewards/cash balance within 6 weeks of the calendar year end. Transactional items such as cash advances, balance transfers, returned merchandise, etc. are not eligible.
4. 0.00% Introductory APR on purchases for the first six months, after that, the variable APR will range from 11.24% – 18.24%. Introductory APR does not apply to cash advances. Purchases made during the first six months of account opening will not be charged any interest. Minimum balance payments are still required each month. 0.00% Introductory APR Balance Transfers for the first six months, after that, the variable APR will range from 11.24% – 18.24%. For new accounts, balance transfer requests must be received within 60 days of account opening. A 3% balance transfer fee for each transfer ($10 minimum) will apply. Transfers made during the introductory period will not be charged any interest. Minimum balance payments are still required each month. Offer expires December 31, 2015.
5. Certain terms, conditions, limitations, and exclusions apply. Refer to your Visa Guide to Benefits Package and card agreement for further details.