Personal Loans/Lines

When you need to meet unplanned expenses, consider a personal loan or line of credit from California Bank & Trust.

We offer both unsecured and secured loans – providing the convenience of fixed monthly payments.

Or apply for an Advantage Line of Credit – from $10,000 to $100,000. Then you can simply write a check of $500 or more whenever you need cash, so there’s no need to liquidate or tie up valuable assets.

How to apply:

Contact your branch or call TeleLoanTM at (800) 429-7685. DirectNETSM Consumer Online Banking customers can apply online by logging in and selecting Apply Now from the Services tab.

Please have this information ready when you call TeleLoan:

  • Social Security Number and date of birth (borrower and co-borrower)
  • Home address and phone number/mailing address if different from home
  • Previous address if at residence for less than 2 years
  • Two-year employment history, plus employer(s) names/phone numbers
  • Gross monthly income
  • W-2 (1 year) and current pay stubs; if self-employed, last 2 years' tax returns
  • Value of collateral (i.e. real estate, stock, savings account, etc.)
  • Copies of real estate deed(s) or current loan statement(s)
  • Name/phone number of nearest relative(s) not living with you

All loans subject to credit approval. Must be a California resident. Restrictions apply; see banker for details.