California Bank & Trust has helped Californians open the door to homeownership for over 65 years.  Whether you are a first time homebuyer, looking for a fresh start, or ready to refinance, I can help with:

Loan Programs:

• Conventional, FHA & VA Loans
• Fixed and Adjustable Rates
• Jumbo loans up to $5,000,000+
• Variety of Terms
• Primary or secondary residence financing
• Investment Property financing
• One-time close construction loans
• Lot Loans
• Low Down Payment options