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Conventional, community lending mortgage offering underwriting flexibility.
At California Bank & Trust, we believe that homeownership is still the American Dream. This philosophy, combined with our dedication to help revitalize communities where our customers live, are two reasons we developed the Friends and Neighbors Mortgage Program[cite::56::cite]. It is a conventional, community lending mortgage that offers underwriting flexibilities to qualified borrowers who meet specific income criteria or properties that meet geographic location eligibility criteria.