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Helping individuals achieve home ownership and strengthening our communities are the reasons behind our Community Reinvestment Loan Program.
Use our Community Reinvestment Loan[cite::234::cite] with lender-paid mortgage insurance and closing cost assistance. This affordable mortgage option features flexibility for low to moderate income (LMI) borrowers in select geographic locations.
|Benefits||Community Reinvestment Loan||Traditional Mortgage Loan|
|Fixed-rate terms up to 30 years[cite::233::cite]|
|Closing cost assistance for purchase only[cite::232::cite]|
|Lender-paid mortgage insurance|
|Available to households earning up to 80% of AMI|
|No income restrictions for LMI Census Tracts|
|Affordable housing assistance programs|
This home loan program is designed for borrowers meeting the following eligibility requirements:
Find an authorized Mortgage Loan Officer who specializes in Community Reinvestment Loans and get more information to apply today.