Building your own custom home on a lot you've purchased or completing a major renovation on a home you currently own? CB&T’s One Time Close Construction and Mortgage Loans[cite::56::cite] are available to finance the project. Some features of our construction loan programs include:

• Up to 24-month construction term followed by a 30-year ARM of your choice (3/1, 5/1, 7/1, & 10/1)
• Rate protection with one qualification, one appraisal, and only one set of fees/costs
• Fund control oversight and project progress completion monitoring with reports detailing loan disbursements for your records
• Experienced lenders and competitive rates
• Interest-only payments during construction phase