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One-Time Close (Construction-to-Permanent Loans)
Finance the construction of a custom home or renovation on your current home.
We’ll help you build or renovate that very special home.
Building your own custom home on a lot you've purchased or completing a major renovation on a home you currently own? CB&T’s One Time Close Construction and Mortgage Loans[cite::56::cite] are available to finance the project. Some features of our construction loan programs include:
Up to 24-month construction term followed by a 30-year ARM of your choice (3/1, 5/1, 7/1, & 10/1)
Rate protection with one qualification, one appraisal, and only one set of fees/costs
Fund control oversight and project progress completion monitoring with reports detailing loan disbursements for your records